Financial Planning

Financial Planning can help you save for that trip you always wanted to take, your dream home, your child's education, your retirement.... The options are endless! Our Financial Planners will help you look at the big picture to see where you are financially. Determining where you are now and what you may need in the future will help identify what you must do to reach your goals. We're committed to helping you build a solid Financial Plan that will provide direction and meaning to all of your financial decisions.

Financial Planners

Brenda Switzer, CFP®, ACUIC, FCUIC
Financial Planner
Swift Current Branch

Michele White, CFP®
Financial Planner
Swift Current Branch

Deb Bollinger, CFP®, FMA, CAFA,
Ch.P Strategic Wealth
Financial Planner
North Battleford Branch

Craig Hilts, CFP®
Financial Planner
Swift Current Branch

Sandra Wik, CFP®
Financial Planner
Swift Current Branch

Paula Munro, BComm, FMA, FCUIC, CFP®
Mutual Funds Investment Specialist
Credential Asset Management Inc.
Swift Current

Your Financial Plan

Your Financial Plan is like your personal game plan. It will answer questions like:

Should I spend or save money for the future?
Should I pay off debt or fund my retirement?
Should I focus on long or short term goals?
How much do I have to save to meet my goals?

We can create a comprehensive financial plan or if you'd like to focus on a particular area, there are also segmented financial plans you can choose from:

Cash Flow Planning
Income Tax Planning
Investment Planning
Education Planning
Risk Management
Retirement Planning

Financial Planning Steps

Financial Planning involves a simple six-step process, and you're on your way to making your dreams a reality!

Identify goals and objectives
Gather data
Analyze alternatives
Develop strategies to achieve goals
Implement the strategies
Review and revise regularly

Ten Common Mistakes

There are ten common mistakes that you can make when seeking professional financial planning advice:

1) You may confuse financial planning with investing.
2) You may not evaluate your financial plan periodically.
3) You may not set measurable financial goals.
4) You may think financial planning is the same as retirement planning.
5) You may expect unrealistic returns on investments.
6) You might not understand how advisors are compensated.
7) You may be looking for a quick financial fix instead of a long term strategy.
8) You might not understand that good professional planning advice is largely dependent on good information from clients. We need your help to make a perfect plan.
9) You may believe financial planning is primarily tax planning
10) You may think you'll lose control over your decisions if you use a planner

Our Certified Financial Planners would be happy to meet with you to clarify any of these common misconceptions, or to answer any questions you have about Financial Planning. We'd love to get started on building your game plan today!

Be sure to check out our online calculators to help you determine how much you'll need to save for your child's education, whether you should lease or buy and more! Our Life Events Planner tool is also a highly valuable resource.