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Credential Direct

Credential Direct

 

Apply online today!

 

Drive Your Trades. Online.

If you prefer taking a do-it-yourself approach to investing in stocks, bonds, options, mutual funds, and fixed income securities look no further than Innovation Credit Union. We offer you Credential Direct®.

Canada's Best Online Broker

With Credential Direct, you'll have access to trading tools, research, and investing resources that are among the best. In fact, we're rated the #1 On-line Broker and #1 for Best Cost in the Q4 2004 Watchfire GomezPro Canadian Online Broker Scorecard. And, we ranked among Canada’s top 3 online brokers in the Globe and Mail's 2004 Online Broker Report Card.

Credential Direct is owned by the credit union system, so you can expect the same level of service and support you'd receive from your credit union. Plus a broad selection of tools to help you plan and implement your investing strategy.

Be Your Own Broker

Trade stocks, options, and mutual funds. Buy, sell, and short-sell stocks and options online from all major exchanges in Canada and the U.S., and choose from more than 1,800 mutual funds from Canada's top fund families. Trade fixed income investments like bonds, t-bills, and GICs through Credential Direct's friendly phone service at 1-877-742-2900.

An account for every need. Open cash, margin, and/or registered accounts (RRSPs, RESPs, RRIFs or LIFs).
Manage your money easily. Check account balances and transfer funds online between your accounts and your Credential Direct trading account.

Essential Decision Making Tools - All Free

Credential Direct's technology and tools will help you respond quickly to investing opportunities.

  • Discover opportunities. Use financial, technical, options, and mutual fund screening tools to uncover investment opportunities.
  • Make informed decisions. Access up-to-the-minute news, real-time fundamental and detailed quotes, daily market news and commentary, research, Winners & Losers, charts, and technical event analysis to help you manage your portfolio.
  • Data you can act on. Receive automatic technical and portfolio alerts to your email or mobile phone so you can respond quickly to market developments.
  • Protect your profits. Monitor your portfolios with critical real-time information and receive daily performance summaries to help protect your profits and limit your losses.



Unrivalled Cost Savings

Credential Direct delivers premium online trading - without the premium price tag!

  • Trades start at just $19 - all part of a competitive fee and commission plan.
  • No user fees or inactivity fees, and no account opening minimums for cash or registered accounts.
  • Receive an automatic 10% rebate when you pay commissions of $2,500 or more in an account within a calendar month. Your account will be automatically rebated on the 15th of the following month.
  • High-dollar traders can save thousands each year because we cap our commissions at $250 for Web based equity orders.
  • Long-term investors — no annual fee for RRSP, RRIF and locked-in registered accounts with balances over $15,000. No fees for RESPs.
  • No one is charged for mutual funds (purchases, switches or redemptions) by Credential Direct. (Short term switch or redemptions charges may apply).



Simple to Use. Easy to Get Started.

Even if you don't know a stock from a bond, Credential Direct is the trading platform for you. The Web site's demo, tour, and 7 easy steps to trading online explain everything from logging in to placing your first trade. The investor education section, and handy Getting Started Guide are excellent resources to help you get comfortable with trading.

Exceptional Service.

There's plenty of help on the Web site. And, friendly technical support - the kind you expect from your credit union - is available when you need it. Investment Representatives are ready to assist you between 6:15 AM and 3:00 PM (PST) via email, real-time online Support Chat, or toll-free telephone support.

Sign Up. Today.

It's easy to get started. Just apply online by visiting Credential Direct or call 1.877.742.2900 if you have further questions.

The Power of Online Trading. The Values of Your Credit Union - that's the Credential Direct difference.

On-line brokerage is offered through Credential Direct®, a division of Credential Securities Inc., operating as a separate business unit. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds and other securities are not insured nor guaranteed, their values change frequently and past performance may not be repeated. Credential Securities Inc. is a Member - CIPF.


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