Credit Cards

Innovation Credit Union has a wide range of Credit Union Credit Cards designed to fit all of your spending needs. From No Fee cards to Platinum Class cards, you can view all of our card choices and features on the Credit Union Electronic Transaction Services (CUETS) website.

If you have a Credit Card with us already, you can view all of your transaction history, your CHOICE Rewards points, your current credit limit and more by logging onto our CU Cards Online!

Lost or Stolen Cards

To report a lost or stolen debit card or MasterCard, 24 hours a day, call 1-800-LOST-111 (1-800-567-8111) and press 3 to speak with a CUETS representative.

CHOICE REWARDS

The MasterCard CHOICE REWARDS points program lets you collect points whenever you use your MasterCard Credit Card, and redeem them for free merchandise or travel.

Our CHOICE REWARDS Member Card Loyalty Program gives members the ability to accumulate reward points on retail purchases made with their MemberCard debit card, no matter where the purchases are made. All members with a MemberCard debit card will have the ability to have their MemberCard linked to their CHOICE REWARDS from their GLOBAL PAYMENT or GLOBAL GOLD™ MasterCard. You earn 10 points for every purchase of $20 or greater! Transactions made at ATMs are not eligible for points.

You can also link up to four other Member Cards from your household, such as your spouse or children, to your CHOICE REWARDS GLOBAL PAYMENT or GLOBAL GOLD MasterCard card to earn points even faster!

Through www.choicerewards.ca you can redeem your CHOICE REWARDS points online, point-pool multiple accounts, and view point top-up options for travel and merchandise redemptions.

If you prefer to call-in to redeem points, or who want to speak with an agent about a redemption, you can call the Rewards Centre. Customer service agents are equipped with the same online tools as cardholders to ensure a seamless experience.

Rewards Centre
Phone: 1-877-877-3703
Hours: Monday - Friday, 8:00 a.m. to 10:00 p.m. EST; Saturday 8:00 a.m. to 8:00 p.m. EST

Click here to view the CHOICE REWARDS catalog.

Note: CHOICE REWARDS are not available for Business MasterCard credit cards.

Debit Cards

Your Innovation Credit Union MemberCard debit card is your key to personal banking freedom. Use it, along with your PIN (Personal Identification Number) code, at ACCULINK®, Interac, or Cirrus automated teller machines and at merchant locations displaying the Interac Direct Payment and Maestro logos.

Your MemberCard debit card allows you to make deposits, transfer funds between your accounts, pay for purchases, and even pay your bills!

GLOBAL PAYMENT MasterCards

GLOBAL PAYMENT MasterCards act like a plastic cheque--it's like paying with a cheque, but with the flexibility of a credit card. The purchase amount is directly withdrawn from your credit union chequing account or line of credit. So if you don't like using credit, you don't have to!

GLOBAL PAYMENT MasterCards can be used anywhere that MasterCard is accepted worldwide. This gives you instant access to your chequing account and line of credit through ATM's and direct payment. Transactions are also recorded on your monthly Credit Union Statement.

To view all of our GLOBAL PAYMENT MasterCard choices and features, visit the Credit Union Electronic Transaction Services (CUETS) website.

* Refer to Certificate of Insurance for more information

**These are the highlights of the cash back optional program for the CUETS Financial MasterCard® Credit Card (the “Program”).