Buy your dream home with a low to no credit rating
Fresh Start Mortgage. Contact us today

You deserve a chance at your dream home

Sometimes things in life don't go according to plan. You deserve a chance to get back on your feet and get that dream home, even when you have a low to no credit score.

Introducing the Fresh Start Mortgage:
  • Save thousands on your first home
  • Buy a home with lower credit score requirements
  • Increase your credit score for easy future loans
  • Get great rates
  • Enjoy generous pay-down options

Is this the right mortgage for you?

The right credit score is important to a bank. Not meeting their requirements can be a real hindrance to what could be your stepping stone to living a great life.

You deserve a chance at getting the home of your dreams.

That’s why our Fresh Start Mortgage is specifically designed to suit people:
  • Who are self-employed
  • Who have just started living in Canada
  • Who have been rejected for a loan from a bank

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The benefits

We look beyond your credit rating
We understand that your low to no credit rating might have been beyond your control. We look beyond that to assess your eligibility so that you have a better chance at owning a home.

New to Canada? No problem
If you’ve recently moved to Canada and want to buy a home, we’ve got you covered. We make sure there’s nothing standing in the way of you becoming a homeowner.

Working for yourself
Self-employed business owners often get overlooked and outright rejected by mainstream lenders. We recognize this type of employment just like any other. After all, it’s your source of income and we should acknowledge that.

Start Anew
Rejected from a bank for a mortgage? Come see us. We have a different definition of “creditworthy” than other mainstream lenders.

Additional Benefits
  • If you’re a first-time home buyer, we can discuss the Government of Canada’s First Time Home Buyer Incentive with you.
  • You’ll earn Member Rewards simply by having your mortgage with us. That includes quarterly cash payouts.
  • You can apply right over the phone and speak to someone who understands your situation.
  • We have affordable protection plans so you and your family are covered during a tough time.

Make a fresh start

Contact us to get started building your life...and your credit score! Apply for a Fresh Start Mortgage today.

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