Needing a mortgage

Whether it's your first mortgage or a re-advance on your current mortgage, we are pleased to offer a number of products and payment options for you to choose from.


  • Speedy approvals both through our advice centres and through our Mobile Mortgage Specialists who will come to you on your schedule
  • Special 3.09% 5-year mortgage product
  • Member Rewards simply by having your mortgage with us.

When applying for a mortgage, your lender will need some documents and information. Here is a mortgage application checklist PDF Document to help you out.

Apply online for a mortgage today or to discuss a mortgage, you can:

*Rates subject to change

Mortgage calculator

    It's not too late
    It's never too late to insure your loan.  We can help you explore your insurance options to guarantee you're protected if something unexpected should happen.

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    Federal Continuance

    For information on upcoming changes to DEPOSIT INSURANCE if we become a federal credit union, see our disclosure notice. Creditors who have concerns may contact Innovation Credit Union.