Missed the RRSP deadline?

Missed the RRSP deadline? We hear ya.

The good news is you can set up contributions in any amount, any frequency online today. No more deadline worries!

How do I set up automatic contributions? Expand/Collapse

If you have an RRSP Savings or TFSA Savings, you can enjoy the convenience of making your RRSP and TFSA contributions through our online banking system!

How to:

  • Log in to online banking 
  • Select Transfers from the left menu

  • Enter the amount you wish to contribute in the Transfer Amount field.

  • Choose the account you want your contribution to come from, from the Transfer From dropdown

  • Choose the RRSP Savings or TFSA Savings account you wish to transfer the funds to. Review the transaction and read the important RRSP/TFSA message before choosing Confirm.

How do I open an RRSP savings account? Expand/Collapse

If you're already an Innovation member, you can conveniently open additional accounts online through our online banking system with our Open New Account service.

Innovation members can open:

And if you have an RRSP or TFSA with us, you can also open:

all through online banking!

Here's how:

  1. Log in to online banking
  2. Choose Account Service from the left menu on the Account Summary page.
  3. On the Open a New Account page, choose the type of account you wish to open.

You can also transfer funds from any other financial institution to your new account using Me-to-Me Transfers.

Not an Innovation member?
You can open an account online or give us a call at 1.866.446.7001. Our call centre offers personalized, local service from account managers and representatives over the phone.

Monday - Thursday, 8am to 8pm
Friday, 8am to 6pm
Saturday, 9am to 4pm
Sunday, 11am to 4pm


Apply Now

Federal Continuance

For information on upcoming changes to DEPOSIT INSURANCE if we become a federal credit union, see our disclosure notice. Creditors who have concerns may contact Innovation Credit Union.

Caring Company