Some of the best rates in Canada

Compare us and see!

When you think investments, a credit union might not come to mind. But did you know we have market-leading deposit rates?

Our 'Some of the Best Rates in Canada' Pledge means helping you grow your hard-earned dollars everyday. Whether it's through term deposits, savings accounts, mortgages loans, GICs or any of our other product offerings, we're committed to bringing you some of the best rates possible.

Earn more faster.
Contact us to invest your hard-earned money today.

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If you're already a customer or member of Innovation Credit Union, you can invest in a term deposit through online banking in minutes.


Here's how:

  1. Log in to online banking
  2. Choose Account Services from the left menu on the Account Summary page.
  3. On the Open an Additional Account page, choose the type of account you wish to open.
  4. Follow the prompts and you're set!
Let's get started

See Rates... Expand/Collapse

We monitor and update our lending and deposit rates frequently to ensure they're always some of the best in the nation.

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Comparisons based on posted bank website rates 03/06/20. Innovation investments: minimum investment of $1,000. Interest is earned in the currency of the account and calculated on a per annum basis. Interest rates are subject to change without notice.

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From the Cubicle of Our CEO

Federal Continuance

For information on upcoming changes to DEPOSIT INSURANCE if we become a federal credit union, see our disclosure notice. Creditors who have concerns may contact Innovation Credit Union.

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