Earn interest and pay little to no monthly fee
Low-Fee Interest Account

Is our Low-Fee Interest Account right for you?

Our Low-Fee Interest Account is the perfect choice if you keep a monthly balance of at least $5,000 in your account.

You can then enjoy:
  • unlimited transactions at no cost (excludes at time of transaction fees)
  • zero monthly fee 
If your balance falls below $5,000, you'll still earn interest on your funds and the monthly fee is only $4. This includes 15 debit transactions.

Earn interest on your deposits

  • You'll earn 0.05% if your account balance is between $0 to $4,999.99.
  • On account balances of $5,000 or more, you'll earn 0.10%.
Our Low-Fee Interest Account also qualifies for Member Rewards! Learn more about the program that rewards you for doing your everyday banking with us.

Open an Account Today!

If you're interested in opening a Low-Fee Interest Account, we'd be happy to help you. Contact us today at 1.866.446.7001 or book an appointment at your earliest convenience.


Call us today!


Interest is calculated daily on the closing balance of your account and paid at month end. The interest rate is tiered which means as your account balance increases, so does your interest rate.

Apply Now

From the Cubicle of Our CEO

Federal Continuance

For information on upcoming changes to DEPOSIT INSURANCE if we become a federal credit union, see our disclosure notice. Creditors who have concerns may contact Innovation Credit Union.

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