Skimming is the practice of criminally copying the magnetic stripe on a credit or debit card through a handheld device (a "skimmer") or through ATMs.  The criminals then use the data captured from your card to counterfeit or make a fake payment card to then use to make fraudulent purchases.

Because Interac Flash is a contactless technology, it prevents skimming and counterfeiting.

We've heard about criminals "wirelessly" stealing credit card information simply by passing by an unsuspecting person using a card reader.

Interac Flash uses secure chip processing that prevents copying and counterfeiting. 

You don't have to worry about aluminum cases or card protectors.

You will not be liable for losses resulting from circumstances beyond your control.

• If your card is lost or stolen, report it immediately to 1-800-699-9946
• Inform us of any fraudulent purchases so we can investigate and assist
• Sign a reimbursement document outlining your card theft and fraudulent purchases
• If the claim is valid, we will reimburse you.

A single transaction can't exceed $100.  If your purchase is above this limit, you'll be prompted to enter your PIN.

There is also a cumulative spend limit of $200.  Once this limit is reached (regardless of time in which it is reached), you will be asked to insert your card and enter your PIN to complete the transaction.