Pay safely and quickly with your debit card
Make everyday purchases with your debit card. And if they're under $100, you won't need to enter your PIN.
- Hold your card in front of the point of sale reader.
- The reader will beep or show an “approved” message. Done!
Your debit card also gives you:
- ATM access to one of the largest no-fee ATM networks in the country!
- Online banking and mobile app access
When do I have to enter my PIN for purchases?
If one purchase is over $100, you'll need to enter your PIN. If a few purchases comes to a total of $200 or more, you'll need to enter your PIN.These limits help keep you safe in case your card is lost or stolen.
What if my card is lost or stolen?
You will get any stolen money back if the theft was beyond your control. If your card is lost or stolen, take these steps immediately:
- Report your lost card immediately to 1-800-699-9946.
- Inform us of any purchases you didn't make. We can investigate and help.
- Sign the reimbursement form we give you.
- If the claim is valid, we will reimburse you.
How do I PIN my debit card?
Come to any Innovation advice centre or visit the PIN Services and Branch Locator site to find a credit union that offers an Everlink PIN Station.
Lock'N'Block® lets you:
To access it through online banking:
To access it through your mobile app
- Lock your debit card
- Block ATM transactions
- Block purchases and refunds
- Block all international transactions
To access it through online banking:
- Log in
- Click Account Services > Lock'N'Block®
To access it through your mobile app
- Log in
- Tap the Lock'N'Block® icon
* You can only re-PIN your card at ACCULINK ATMs.
Want to learn more?
To learn more, see our Account and Fee Information (pdf). You can also contact us in a way that works best for you!