INTERAC® e-Transfer

FREE with our No-Fee Account!

Easily share money through online and mobile banking with Interac e-Transfer!  Send or receive money to or from anyone with a Canadian financial institution account. All you need is their email address or mobile phone number. It's a great alternative to cheques and cash.

There is no need to share any personal financial information.

Your recipient will receive an email and/or text message notification when you send them a transfer. In a few easy clicks, the money is in their account.

AND this service is FREE when you have a No-Fee Account!

How do I send and receive Interac® e-Transfers? Expand/Collapse

Click here for a how-to video on how Interac e-Transfers work!  Or view  instructions on how to:

Transfer Limits and Security Expand/Collapse

Transfer Limits
There are daily and weekly Interac e-Transfer limits.  If you plan on sending larger multiple e-Transfers, please contact us to ensure they are sent successfully.

Your money never actually travels by email or text message - they are only used to notify the recipient and to provide instructions on how to deposit the money. Innovation and your recipient’s financial institution transfer funds using established and secure banking procedures:

  • Encryption technology
  • Confidential user IDs and passwords issued by financial institutions
  • A secure login process
  • A security question and answer to ensure only the intended recipient receives the money
To learn more, see our current account package brochure PDF Document and additional services and fees PDF Document.  You can also:

Goodsoil Online Banking Pierceland Online Banking

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Federal Continuance

For information on upcoming changes to DEPOSIT INSURANCE if we become a federal credit union, see our disclosure notice. Creditors who have concerns may contact Innovation Credit Union.

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