Retire Sooner

We offer some of the best rates in Canada. It's our pledge! Compare our TFSA rates and see.

TFSA Comparison Chart

Details and Features
  • Canadians 18 and older can contribute up to $6,000 each year. What you don't contribute gets carried over to the following year.

  • You won't be taxed on the interest you earn.

Want More Flexibility? Expand/Collapse

Our redeemable TFSA offers a 1.2%* rate versus the banks' average of .89%*.

With our redeemable TFSA, you can save for anything. It's easy to withdraw your money at any time and those withdrawals aren't subject to withholding taxes.
Redeemable TFSA chart


Can we help you retire sooner? Expand/Collapse

Contact us to earn more today. Our team of friendly professionals look forward to helping your dollars grow faster.
Comparisons based on posted bank website rates 02/11/19.

Innovation's term deposits/GICs: Minimum investment of $1,000. Interest is earned in the currency of the account and calculated on a per annum basis. Interest rates are subject to change without notice. Interest rates are annual interest rates. Interest is calculated daily on the closing credit balance. If term is withdrawn in full, the accrued interest is paid in full based on prior day's amount. If partial withdrawals are processed, there is no payment of accrued interest as it's paid according to the original terms. Interest for products can either be paid to a separate account or added to the principal on each anniversary date and at maturity.
 
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From the desk of our CEO

Federal Continuance

For information on upcoming changes to DEPOSIT INSURANCE if we become a federal credit union, see our disclosure notice. Creditors who have concerns may contact Innovation Credit Union.

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