Earn $50 for a referral to us
Refer a friend for $50

Refer a friend for $50* Expand/Collapse

Refer a friend or family member to us, and if they open a No-Fee Bank Accountyou’ll get $50 and so will they!*

You can:
  1. Tell your friend to fill out this online referral form,

  2. Print and fill out our paper referral form then give it to a friend, or

  3. Stop by any Innovation location to take referral cards to hand out.
Refer as often as you like.

We'll deposit your $50 in your Member Rewards Account 60 days after your friend's account is open. You can then transfer your money to any account you like.

This offer ends December 31, 2020 and could end anytime without notice.

If you've been referred and want to earn $50* Expand/Collapse

If you were referred by a friend or family member to open a No-Fee Bank Accountyou’ll receive $50 and so will they!*

Complete our online referral form then apply for our No-Fee Bank Account.

Let's get started!

We'll deposit your $50 in your Member Rewards Account 60 days after your account is open. You can then transfer the money to whichever account you like.

This offer ends December 31, 2020 and could end anytime without notice.

What you'll enjoy with our No-Fee Bank Account:

  • No monthly fee
  • FREE and UNLIMITED Interac e-Transfers 
  • FREE and UNLIMITED debit card transactions
  • No minimum balance requirements and MORE!

Questions?

If you have any questions about our referral program or No-Fee Bank Account, we'd love to help:

Contact Us


Referral Terms and Conditions Expand/Collapse

*Promotion duration: July 22, 2019 to December 31, 2020. The referral must result in a new membership and new No-Fee Bank Account opening before incentive payments are made. Membership and No-Fee Bank Account openings will be in accordance with Innovation Credit Union’s (“ICU”) procedures. Minimum age of referrer and referee must be 16 years of age. Membership in ICU requires the member to hold a minimum of one share valued at $5.00. ICU’s No-Fee Bank Account Terms and Conditions will apply after Account opening. Incentive payments will be made within 60 days of the No-Fee Bank Account opening. Incentives will be deposited to the referring and referred members’ ICU Member Rewards Accounts. The referred members must still be ICU members and have an active ICU No-Fee Bank Account, as determined by ICU, 60 days after the No-Fee Bank account is opened to earn the incentives. If the referring member’s account is closed within 60 days after the referred member’s No-Fee Bank Account opening, only the referred member remains eligible to receive the incentive. Member must be six years of age and older to open a No-Fee Bank Account and qualify to receive an incentive. If the new referred No-Fee Bank Account is a joint account, the $50 incentive will be split equally amongst each account holder. The referring and referred members’ Accounts must be in good standing, as determined by ICU, at time of incentive payout for each to receive the incentive. Investment income earned on the Member Rewards Account balances may be taxable. Offer may end or change at any time without notice. If the offer ends before 60 days of the referred member’s No-Fee Bank Account opening, ICU will still pay the incentive to the referring and referred members, provided the above terms and conditions are met. From time to time, ICU may change, supplement or amend these terms and conditions.

Apply Now

From the Cubicle of Our CEO

Federal Continuance

Disclosure Notice

Caring Company