Earn $50 for a referral to us

Refer a Friend and Earn $50!*

Refer a friend or family member to Innovation Credit Union, and if they open a No-Fee Bank Accountyou’ll receive $50 and so will they!*

Simply print and complete our referral form then give it to a friend or family member. You can also stop by any Innovation location to grab a handful of referral cards to use as well.


Refer today!

Refer as often as you like.

Don’t delay! This incentive officially ends September 30, 2019 and could end anytime without notice.

Free unlimited e-Transfers, no minimum balance required, no monthly fee, save as much as $300/year
No-Fee Bank Account:
  • No monthly fee
  • FREE and UNLIMITED Interac e-Transfers 
  • FREE and UNLIMITED debit card transactions
  • No minimum balance requirements and MORE!

Learn more about our No-Fee Bank Account...

Referral Terms and Conditions Expand/Collapse

*Promotion duration: July 22, 2019 to September 30, 2019. The referral must result in a new membership and new No-Fee Bank Account opening before incentive payments are made. Membership and No-Fee Bank Account openings will be in accordance with Innovation Credit Union’s procedures.  Membership in Innovation Credit Union requires the member to hold a minimum of one share valued at $5.00. Standard No-Fee Bank Account Terms and Conditions will apply after Account opening. Incentive payments will be made within 60 days of the No-Fee Bank Account opening.  Incentives will be deposited to the referring and referred members’ Innovation Credit Union No-Fee Bank Accounts or Savings Accounts (if the referring member does not have a No-Fee Bank Account).  The referred members must still be Innovation Credit Union members and have an active Innovation Credit Union No-Fee Bank Account, as determined by Innovation Credit Union, after 60 days of the referred member’s No-Fee Bank Account opening to earn the incentives. If the referring member’s account is closed within 60 days after the referred member’s No-Fee Bank Account opening, only the referred member remains eligible to receive the incentive. The referring and referred members’ Accounts must be in good standing, as determined by Innovation Credit Union, at time of incentive payout for each to receive the incentive. Offer may end at any time without notice.  If the offer ends before 60 days of the referred member’s No-Fee Bank Account opening, Innovation Credit Union will still pay the incentive to the referring and referred members, provided the above terms and conditions are met.

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From the desk of our CEO

Federal Continuance

For information on upcoming changes to DEPOSIT INSURANCE if we become a federal credit union, see our disclosure notice. Creditors who have concerns may contact Innovation Credit Union.

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