New Visa Card Program

There's no better time to apply!

We're thrilled to launch our new Collabria Visa credit card program.

With annual fees waived for a year and cash back rewards for successful applications, there's no better time to apply!

Featured Cards

Choose from any of our outstanding card options. And if you apply successfully between now and March 31, 2020, you could receive up to $170 in rewards!

Infinite Visa Card
Other features:
  • Global Customer Service Assistance
  • Zero Liability
  • Price Protection
  • Purchase Protection and Extended Warranty
  • Auto Rental Collision/Loss Insurance
  • Emergency Health Care Coverage
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • Lost or Delayed Baggage Coverage
  • Common Carrier Accident Protection
  • Visa Concierge Service...and more!


Cash Back Visa Card
Other features:
  • Global Customer Service Assistance
  • Zero Liability
  • Purchase Protection and Extended Warranty
  • Mobile Device Insurance


Centra Visa* Gold Card
Other features:
  • Global Customer Service Assistance
  • Zero Liability
  • Purchase Protection and Extended Warranty
  • Auto Rental Collision/Loss Insurance
  • Common Carrier Accident Protection


FlexRate Visa* Card
Other features:
  • Global Customer Service Assistance
  • Zero Liability
  • Purchase Protection and Extended Warranty
  • Mobile Device Insurance


Visa* Classic Card
Other features:
  • Global Customer Service Assistance
  • Zero Liability
  • Purchase Protection and Extended Warranty
  • Mobile Device Insurance
US Dollar Visa Card
Other features:
  • Global Customer Service Assistance
  • Zero Liability
  • Purchase Protection and Extended Warranty
  • Auto Rental Collision/Loss Insurance
  • Emergency Health Care Coverage
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • Lost or Delayed Baggage Coverage
  • Common Carrier Accident Protection
  • Visa Concierge Service


Student Visa Card
Other features:
  • Global Customer Service Assistance
  • Zero Liability
  • Purchase Protection and Extended Warranty
  • Mobile Device Insurance


Travel Rewards Visa Gold Card
Other features:
  • Global Customer Service Assistance
  • Zero Liability
  • Purchase Protection and Extended Warranty
  • Auto Rental Collision/Loss Insurance
  • Emergency Health Care Coverage
  • Protection for Grandchildren Travelling With You
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • Lost or Delayed Baggage Coverage
  • Common Carrier Accident Protection
  • Visa Concierge Service
If you have any questions about our new Visa card program and the exciting incentives we have available, we'd love to help you:


The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.

* Trademark of Visa Int., used under license.

Special offer terms & conditions: You must be an Innovation Credit Union member to apply for any credit card product. First year annual fee rebate applies to primary cardholder only. Promotion deposits will be made to Member Rewards accounts in January 2020 and April 2020 to primary cardholders. Promotion is slated to end March 31, 2020 but could end at any time without notice.

Apply Now

From the desk of our CEO

Federal Continuance

For information on upcoming changes to DEPOSIT INSURANCE if we become a federal credit union, see our disclosure notice. Creditors who have concerns may contact Innovation Credit Union.

Caring Company