Travel Rewards Visa card

Earn travel rewards

Travel Rewards Visa* Gold

Redeem your points for statement credit, merchandise, travel rewards, gift cards and more.

Join the 57,000+ members who bank with us!

Discover the benefits!

  • Earn travel rewards
  • Travel with peace of mind
  • Redeem points for a variety of items
  • Enjoy 24/7 travel assistance
  • Make purchases using your phone

Card with arrow to another card icon

Earn up to 15,000 welcome points!**

Sign up and get up to 15,000 welcome points!** Plus, transfer your credit card balance and you’ll pay only 3.9% interest for six months.

Hear from our outstanding Visa members

Earn rewards for your next vacation

With your Innovation Travel Rewards Visa Gold Card, you'll earn rewards you can redeem for flights, hotel stays, cruises and more. It's the perfect card to get you there, and the perfect card to take along.

Enjoy ultimate protection

From baggage coverage to emergency health coverage, you can travel with peace of mind. It’s the perfect card for all of your travel insurance needs.

Choose from endless rewards options

Yes, you can redeem points for travel experiences, private vacation rentals, flights, and hotels. But you can also redeem your points for statement credit, merchandise, gift cards, and donations to your favourite charities.

Get help when you need it

With your Innovation Travel Rewards Visa Gold Card, you have access to travel assistance 24/7. Call day or night for any help you need when you’re away from home.

Pay safely using your phone

Mobile payments have never been easier. Use Apple Pay™, Google Pay™, or Samsung Pay™ for Visa to pay as you go, anytime, anywhere!


Our No-Fee Bank Account has no monthly fees and no balance requirements. Save as much as $360/year in fees!


You earn cash dividends simply by doing your everyday banking with us. The more you bank with us, the more you benefit.


Your business helps us support your community. We allocate 2% to 4% of pre-tax profits/year to our communities.


You can choose from:

  • Over 60,000 top-selling merchandise items, including products from Best Buy catalogue
  • Gift cards from over 60 of Canada’s top retailers
  • Cash rewards in the form of statement credit
  • Private vacation rental or hotel accommodation, flights and travel experiences
  • Charity donations

To redeem your Visa rewards points, visit Collabria's reward headquarters

You can redeem your reward points across an exciting range of products and services.

  • Shopping
  • Charity
  • e-Vouchers
  • Entertainment
  • Flight tickets
  • Hotel bookings

Proof of Age: You must be 18 years of age or older

Proof of Residence: You must be a Canadian resident

Innovation Membership: You need to be an Innovation member. If you’re not, apply for a No-Fee Bank Account in minutes!

24/7 cardholder service
Canada & US 1.855.341.4643
International 1.647.252.9564

Card Activation 1.866.498.3840

Your security is very important to us. If Collabria, our Visa issuer, notices irregular activity on your card, particularly from out of country, they may put a stop on your card.

That's why it's important if you're travelling to let Collabria know so you have easy access to your funds.

Call Collabria at 1.855.341.4643 or visit the My Card Info websiteLog in, choose Account Services > Travel Centre. You can select your travel dates, cities and countries in minutes.

Call Collabria at 1.855.341.4643 or visit the My Card Info websiteLog in and choose "My Account" to view a self-serve option for updating your information.

You can add Visa as a bill payee in digital banking or you can enroll your card  on the My Card Info website.

After enrolling, you can:

  • view recent transactions
  • make a payment
  • sign up for Autopay, a feature that will automatically pay the balance of your card each month...and more!

Earn more and stay safer!

Get the most rewards for or on your next trip with the Travel Rewards Visa* Gold Card. Travel with peace of mind today!

Need more help choosing your credit card?

Try our card selection tool!

* The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.

Redeem points for cash back in the form of an account credit. Not available on US Dollar cards. View full Rewards Program Rules at

Eligibility for Rewards
Eligibility for rewards and/or account credit is subject to the rewards program terms and conditions. Qualifying transactions are defined in the rewards program terms and conditions. Cash advances and balance transfers do not qualify for reward points. To earn rewards, each account must remain open, in good standing and not become delinquent. All purchases are subject to credit approval.