Pay 3.9% interest

Balance Transfer Offer

Transfer your credit card balance to an Innovation Visa* and you’ll pay only 3.9% interest on that balance for six months. There are no hidden transfer fees!


Pay less interest

Transfer a balance from a current credit card to your new Visa Card and you’ll pay only 3.9% interest on that balance for six months. Plus, there are no hidden transfer fees!

Enjoy free banking

To take advantage of our 3.9% transfer offer, you need to be Innovation member. Opening a No-Fee Bank Account is easy, fast, and will save you as much as $360/year in bank fees!

Pay safely using your phone

Mobile payments have never been easier. Use Apple Pay™, Google Pay™, or Samsung Pay™ for Visa to pay as you go, anytime, anywhere!



* The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.

Balance Transfer Terms and Conditions