Joan is the owner of Baer Values which provides consulting services in the areas of strategic planning, risk management, CEO performance evaluations, capital and liquidity management, business cases and project management. ​
During her career, Joan managed a credit union for over twenty years, as well as  implemented and managed. ​

​She is a passionate, strong motivator and committed team player with enthusiastic leadership, communication, decision making, problem solving and interpersonal skills. ​

​She holds an MBA in Executive Management, Organizational Management Project, an ICD.D and ACUIC Designation.

Meagan is a CPA, CA and obtained her Chartered Accountant designation with KPMG LLP in Vancouver. She has worked in both public practice & industry, gaining experience in large and small organizations and in industries like mining, manufacturing, insurance, and secondary education. She has experience in internal & external audit, budgeting & forecasting, financial modelling & data analysis, and driving operational efficiency through process optimization & technology implementation.

Meagan values accountability & integrity, and is motivated to ensure that Innovation is successful & sustainable as an organization long-term. ​On the board, she strives to continually deepen her understanding of the business & its drivers, to challenge thoughtfully & respectfully, and to understand others' perspectives & motivations. She is passionate about strengthening communities and believes that improving the financial lives of Canadians is critical to this goal. She believes in reducing complexity in banking, in increasing nation-wide financial literacy, and in the importance of great customer service.   

Meagan lives in Battleford, SK with her husband Jeremy & son Bennett. She really enjoys playing tennis & the piano, and reading non-fiction books and biographies. In recent years, she has enjoyed volunteering with Meals on Wheels, the Boys & Girls Club (teaching piano), and sitting on the Leadership Council of Safe Families Canada in the Battlefords. 

Brian worked for almost 30 years within the credit union system. During that time, he was actively involved in the financial/payment card industry and participated in major technology changes and organizational transformations.​

​Throughout Brian’s career, both within the credit union sector and Sasktel, he gained significant experience in technology implementations, project management, strategy development, change management, risk management, vendor management and succession/talent management.​

​Brian has received his certificates in Digital Transformation: Leading People, Data & Technology, Platform Strategies for Success, and recently Cyber Risk Governance.  In 2011 he received his International Executive M.B.A and in 2024 he completed his Professional Director Designation through Governance Solutions. ​

In addition to his experience and education, Brian has contributed to his community through directorships on the following boards: Cedar Villa Estates Community Association (current Chair), Saskatchewan Science Centre Saskatchewan Fencing Association, and Child Find Saskatchewan. He also has served on multiple advisory committee’s surrounding the finance and technology sectors.

Karen has more than forty years of experience in the financial services industry, most of them within the Saskatchewan credit union system. Executive level experience includes risk management, compliance, credit risk oversight, finance, treasury and capital management, disaster preparedness and response, corporate policy, and internal audit.  ​

​Additionally, over the years Karen held a variety of mid and senior management level positions, including accounting, technology, and corporate services. She obtained her MBA at Queen’s University, Masters Certificate in Operational Risk from York University, and Operational Risk Management Professional Designation from the International Institute for Operational Risk Management. In 2024, Karen received the Qualified Risk Expert Designation from DRCO Institute and completed her Chartered Directors Designation through the Directors College at McMaster University. ​

​She was a key player in the design and launch of Concentra Financial, serving as its first Chief Risk Officer.  In 2012, Karen retired from Concentra as Executive Vice President, Chief Risk Officer & Chief Compliance Officer, and has since operated Risk Lens Consulting.​

​Engaged in the transformation of lives and communities through the power of financial co-operatives, Karen has completed volunteer missions in Africa, including Malawi, Ghana, and Burundi.  Karen and her husband Blair spent ​a year in Malawi, where Karen assisted the financial ​co-operative system to comply with new regulatory requirements and legislation, develop risk management systems and policies, and strengthen leadership competencies. Together Karen and Blair launched ​a brand-new SACCO (credit union) for the Malawi national police service. ​

Michele has served as a director on numerous Boards, specifically in the co-operative sector. Her passion for ​the credit union system and co-operative values and principles that it follows compelled her to serve ​the membership as a Director. As a lifelong credit union member, Michele strives to ensure Innovation strategies ​align with member value and member service. ​

Michele is a Professional Director. She is a devoted lifelong learner continuously participating in courses and webinars to keep ​on top of trends and governance best practices. ​

​In addition, for over 20 years Michele co-owned and managed a small business she and her husband established, leading to her development and knowledge in Human Resources.