| Date Posted | Notice |
|---|---|
| August 4, 2026 | Savings Account Fee Change: Beginning August 4, 2026, there will no longer be any fees for transfers between Innovation accounts or over-the-counter cash withdrawals at advice centres. |
| July 31, 2026 | There is a scheduled banking system update from 8 PM, Saturday, August 8th to 6 AM, Sunday, August 9th (Saskatchewan Time) that will impact online banking, mobile app, telephone banking, ATM and POS transactions. Please have cash or a credit card on hand during this time just in case. Learn more. |
| May 8, 2026 | Due to an unexpected issue with one of our vendors, statements that were scheduled for April 18th were not sent as planned. We sincerely apologize for any inconvenience this may have caused. Your April statement will now be delivered on May 15, 2026. Your April statement will include transactions from March 19th to April 24th. Your May statement will include transactions from April 25th to May 18th. |
| February 12, 2026 | Starting April 24th, 2026, all Innovation members will see NSF fees reduced to $0. Learn more. |
| February 3, 2026 | Account statement changes scheduled for January 31, 2026, have been delayed. Learn more about the changes set to take effect at the end of this year. |
2025
| Date Posted | Notice |
|---|---|
| December 3, 2025 | Your account statements are changing effective January 31, 2026. Learn more > |
| November 17, 2025 | Banking System Update We’re having a scheduled banking system update from 10 PM (CST) Saturday, November 22nd to 8:30 AM (CST) Sunday, November 23rd that will impact online banking, mobile app, telephone banking, ATM and POS transactions. Please have cash or a credit card on hand during this time just in case. Thank you for your patience! |
| October 3, 2025 | Member Survey If in doubt on the legitimacy of a survey, please call us at 1-866-446-7001 to verify. Thank you in advance for participating! Your feedback is very important to us. |
| August 25, 2025 | Digital PIN Feature Our Electronic Services Agreement (pdf) has been updated to include our Digital PIN feature. |
| April 21, 2025 | Wealth Member Experience Survey Aviso Wealth, with the approval of Innovation Wealth, is conducting a survey to understand the feelings and opinions of credit union wealth management members. Your participation is key to the success of this initiative. The survey is administered by Aviso Wealth Research Team and will come from avisowealth@qualtrics-research.com with the subject line: Your opinion matters - Share it with us today. |
| February 12, 2025 | Effective March 18, 2025, Innovation Federal Credit Union will no longer offer our current debit card. We will be replacing our debit cards with Debit Mastercard cards from March 18 – December 31, 2025. No action is required by you. View your new card's terms and conditions (pdf).
If you have any questions or do not wish to receive the replacement Debit Mastercard, please contact us at 1.866.446.7001. |
2024
| Date Posted | Notice |
|---|---|
| December 30, 2024 | We’re having a scheduled banking system update on Saturday, January 4th from 8 PM to 9 AM CST on Sunday, January 5th (maintenance window subject to change) that will impact online banking, mobile app, telephone banking, ATM and POS transactions. Please have cash or a credit card on hand during this time just in case. Thank you for your patience! |
| October 31, 2024 | Our banking system update has been delayed. We will share our new timelines with you soon. Have a wonderful weekend! |
| October 28, 2024 | We’re having a scheduled banking system update on Sunday, November 3rd from 5 AM to 1 PM CST (maintenance window subject to change) that will impact online banking, mobile app, telephone banking, ATM and POS transactions. Please have cash or a credit card on hand during this time just in case. Thank you for your patience! |
| May 7, 2024 | Our Swift Current ATMs will be unavailable 5 PM May 27th - 31st. They will soon become full-service, which means you can make both deposits and withdrawals! We apologize for any inconvenience this may cause. |
| April 2, 2024 | Our Meadow Lake ATM will be unavailable 4 PM April 8th - 11th. It will soon become full-service, which means you can make both deposits and withdrawals! The new ATM will be installed 8 PM April 8th - 11th. We apologize for any inconvenience this may cause. |
| March 19, 2024 | Foreign cash orders (excluding USD) will have a fee of $20 effective April 18, 2024. |
| March 1, 2024 | We are now ready to update our banking system after doing additional testing throughout February. The updated timeline will now be Friday, March 15th, 8 PM to Sunday afternoon, March 17th. |
| January 5, 2024 | POSTPONED: We are updating our banking system technology from Friday, January 19th, 8 p.m. CST to Sunday, January 21st, 12 p.m. CST. It may impact the services you use. Please have extra cash or a credit card on hand. |
2023
| Date Posted | Notice |
|---|---|
| October 24, 2023 | We’re having a scheduled banking system update on Sunday, November 5th from 2 a.m. to 2 p.m. CST that will impact online banking, mobile app, telephone banking, ATM and POS transactions. Please have cash or a credit card on hand during this time just in case. Thank you for your patience! |
| October 24, 2023 | Our ATM at the Wheatland Mall in Swift Current will be undergoing scheduled maintenance on October 24th from 9:30 p.m. – 3:00 a.m. |
| June 23, 2023 | As a federal credit union, Innovation is now regulated by the Office of the Superintendent of Financial Institutions (OSFI) and the unlimited deposit guarantee provided by CUDGC has transitioned to the level of deposit insurance coverage provided by Canada Deposit Insurance Corporation (CDIC). |
| June 20, 2023 | Innovation will become a federal credit union effective June 23, 2023. See our media release for details. |
| May 26, 2023 | Our Mankota advice centre will be closed for renovations June 5th to 18th. Thank you for your patience! |
| May 16, 2023 | Our Gull Lake advice centre will be closed for renovations May 23rd to approximately June 7th. Thank you for your patience! |
| March 28, 2023 | Effective May 20, 2023, there will be some changes to Safety Deposit Box fees. See our Account & Fee Information document for details. |
| March 24, 2023 | Effective April 25, 2023, there will be a change to our hold funds policy. See our upcoming hold funds notice to learn more. |
2022
| Date Posted | Notice |
|---|---|
| October 25, 2022 | We’re having a scheduled banking system update on Sunday, November 6th from 2am to 2pm that will impact online banking, mobile app, telephone banking, ATM and POS transactions. Please have cash or a credit card on hand during this time just in case. Thank you for your patience! |
| October 13, 2022 | Effective November 13, 2022, there will be a change to our hold funds policy, specific to US and international cheques. See our upcoming hold funds policy to learn more. |
| September 15, 2022 | We're replacing the following ATMs in September:
We apologize for any inconvenience this may cause. Thank you for your understanding! |
| September 9, 2022 | As part of a new online banking requirement, Innovation members are now automatically registered for a low balance banking alert. Learn more. |
| May 5, 2022 | We recently switched our wires provider and now we are changing our Customer Automated Funds Transfer (CAFT) provider to PaymentStream™ AFT effective October 21, 2022. Advisors will be contacting all businesses impacted by the change prior to October 21st. If you have questions, please call us at 1.866.446.7001. |
| May 2, 2022 | We're replacing our Goodsoil ATM May 10-11, 2022. The new ATM will be for cash withdrawals only which means you won’t be able to make cash or cheque deposits. Looking for an easy way to deposit your cheques from home? Download our app and choose Deposit Cheque to get started! |
| May 2, 2022 | As part of Innovation's payments modernization project, effective May 16, 2022, we are changing our wires provider to Central 1's provider, PaymentStream™ AFT. No member fees will be changing. How will this impact our members? The Business Identifier Code (BIC) or SWIFT code will change. This unique code consists of either 8 or 11 alphanumeric characters to uniquely identify banks and financial institutions. If you receive domestic incoming wires, you will need to provide the following new information: For US/international incoming routing instructions, please call us at 1.866.446.7001 and we will provide you with the new updated forms. If you want to send a wire from Innovation Credit Union, our instructions have not changed. |
| May 2, 2022 | Effective June 1, 2022, we'll be charging $15 per transaction for cheques drawn in US funds on Canadian Accounts. |
| April 13, 2022 | We’re having a scheduled banking system update on Sunday, April 24th from 2am to 12pm that will impact online banking, mobile app, telephone banking, ATM and POS transactions. Please have cash or a credit card on hand during this time just in case. Thank you for your patience! |
| March 8, 2022 | We’re replacing the following ATMs in 2022:
The new ATMs will be for cash withdrawals only which means you won’t be able to make cash or cheque deposits. Looking for an easy way to deposit your cheques from home? Learn more about digital cheque deposit! |
| January 25, 2022 | Due to declining usage and adoption, the following digital banking services will be discontinued as of January 31, 2022: Me2Me Transfers, Interac Online Payments and Mobile SMS Banking.
No actions are required on your behalf. Learn more about our digital banking services today! |
| January 4, 2022 | Effective February 7, 2022, we'll be charging $4 for over-the-phone balance inquiries. To check your balance for FREE 24/7 sign up for online banking or download our mobile app today! Give us a call at 1.866.446.7001 to get started. |