Contest Draw Details
Seriously? No essay or complicated form to complete?
It's this simple:
Seriously? No essay or complicated form to complete?
It's this simple:
You'll be entered to win $1,000 to help cover tuition, books, housing, and any other education-related expenses! There are monthly draws from June until December, 2022 so be sure to enter to win every month. Some conditions apply. See our Terms & Conditions.
Who is eligible to enter?
You must be a student:
If you are one of the four lucky entries drawn this month, you must complete the following - within five business days of us emailing you - to be officially declared a winner:
Need help figuring out how and where to bank? Here are some tips that could help you out.
Enter our July 1st to 15th draw for $1,000!
You must provide an official Confirmation of Enrolment letter from your post-secondary school. (Letters of Acceptance, Proof of Paid Tuition or Transcripts will not be accepted.)
A Confirmation of Enrolment Letter is an official document issued by the post-secondary educational institution verifying your full-time enrolment status.
You can only submit one entry per month/draw. So, if you don't win this month, remember that you can enter again next month!
We'll notify the winners by email. If you have not received an email within two business days after the monthly draw period closes, you'll know it just wasn't your month to win. Remember to try again next month!
You can see our draw winners on our Facebook, Instagram, and TikTok channels, as well as here on this page.
Congratulations! In order to be declared a winner, you must complete the following within five business days of us initially reaching out to you by email:
The Innovation Credit Union No Essay Required Scholarships are sponsored and administered by Innovation Credit Union , PO Box 1090, Stn Main, Swift Current, SK, S9H 3X3. By participating in the contest, each entrant agrees to abide by and be bound by the Terms and Conditions. Entrants further agree to abide by and be bound by all decisions of Innovation Credit Union which shall be final and binding, without right of appeal, in all matters relating to the Innovation Credit Union No Essay Scholarships, including eligibility and/or disqualification of entries.
The contest promotion period begins June 1, 2022, at 11:00 am (CST) and ends on December 31, 2022, at 11:59 pm (CST). Only entries submitted and received during the promotion period will be accepted. Within the promotion period, there will be a total of seven (7) monthly contest draw periods, which are as follows:
|Monthly Contest Draw Period – Start Date||Monthly Contest Draw Period – End Date|
|June 1, 2022, 11:00 am CST||June 15, 2022, 11:59 pm CST|
|July 1, 2022, 11:00 am CST||July 15, 2022, 11:59 pm CST|
|August 1, 2022, 11:00 am CST||August 15, 2022, 11:59 pm CST|
|September 1, 2022, 11:00 am CST||September 15, 2022, 11:59 pm CST|
|October 1, 2022, 11:00 am CST||October 15, 2022, 11:59 pm CST|
|November 1, 2022, 11:00 am CST||November 15, 2022, 11:59 pm CST|
|December 1, 2022, 11:00 am CST||December 15, 2022, 11:59 pm CST|
The contest is only open to: (i) students that are enrolled full-time in a degree, diploma, or certificate program at a Canadian post-secondary educational institution (school) regardless of the student’s year of study and (ii) legal residents of Canada in the province of Saskatchewan who are 18 years or older at time of entry. Entrants are not required to be an Innovation Credit Union member. No purchase or payment is necessary to enter or win. Purchases or payments do not increase the odds of winning. The odds of winning depend on the number of eligible entries received before the monthly contest draw period closes. Employees and immediate family members of Innovation Credit Union and Innovation Wealth are ineligible to enter. This includes spouse or common-law partner, dependent children, dependent children of a dependent child, parents or stepparents, parents or stepparents of the spouse or common-law partner, and guardians.
Conditions of Entry
Entries must be submitted on this page prior to the deadline of the monthly contest draw periods. Entries submitted that do not comply with the Terms and Conditions may be disqualified at the discretion of Innovation Credit Union. Innovation Credit Union reserves the right to disqualify any individual who tampers or attempts to tamper with the entry process, the operation of the contest, the contest webpage, violates these Terms and Conditions, or acts with intent to abuse, threaten, or harass any person involved in the contest. Invalid, incomplete, late, or undelivered entries will result in disqualification and are not the responsibility of Innovation Credit Union. Limit one entry per person. Entrants that attempt to submit more than one entry per promotion period by using multiple email addresses, phone numbers, or identities will also be disqualified. Entrants are required to provide the following information to participate in the contest and to be eligible to win a prize:
Proof of sent entry and/or entry receipt (“thank you for entering” message or screen) is not considered actual proof of entry by Innovation Credit Union.
Innovation Credit Union reserves the right to terminate, suspend, or modify the contest, at any time and without notice or obligation if any factor or event arises that could interfere with the proper conduct, administration, or security of the contest as outlined by these Terms and Conditions.
How to Apply
Each eligible individual who completes the entry requirements to its entirety during the monthly contest draw period will become an entrant. Each entrant is limited to one (1) entry per monthly contest draw period. Non-winning entries will not be carried over to future monthly contest draw periods. An entrant is welcome to enter in multiple monthly contest draw periods but may only win one prize regardless of the promotion period.
To enter and qualify, the entrant must complete the following steps:
There are a total of twenty-eight (28) $1,000 ($28,000) prizes available to be won at the start on the contest period, with four (4) $1,000 ($4,000) prizes awarded during each monthly contest draw period. The total number of prizes will diminish as prizes are awarded monthly. Funds are not transferable. Innovation Credit Union will not replace any lost or stolen prizes. The funds can be used to help cover the cost of tuition, books, housing, and any other education-related expense. Innovation Credit Union will not be responsible for tracking, managing, or overseeing the use of funds issued to the winner.
Winner Determination and Verification
A random draw will be conducted amongst all eligible entries received during each monthly contest draw period. The winners will be selected by 5:00 pm (CST) on the next business day (Monday to Friday) after the draw period closes. All random draws will be made as follows:
|Monthly Contest Draw Period||Draw Date|
|June 1 – 15, 2022||June 16, 2022|
|July 1 – 15, 2022||July 18, 2022|
|August 1 – 15, 2022||August 16, 2022|
|September 1 – 15, 2022||September 16, 2022|
|October 1 – 15, 2022||October 17, 2022|
|November 1 – 15, 2022||November 16, 2022|
|December 1 – 15, 2022||December 16, 2022|
The winners will be contacted via email within two (2) business days (Monday to Friday) after the monthly contest draw period closes.
In order to be declared a winner, the entrant must complete the following within five (5) business days of the initial contact by Innovation Credit Union :
* A Confirmation of Enrolment letter is an official document issued by the post-secondary educational institution, verifying your full-time enrolment status. A Letter of Acceptance, Proof of Paid Tuition, or Transcripts will not be accepted.
**The winner recipient form will be sent using DocuSign, an e-Signature and Digital Transaction Management platform. To complete the winner recipient form, you will be provided with an access code verbally.
Upon verification and confirmation to the satisfactory of Innovation Credit Union, the winners will be posted to Innovation Credit Union’s Facebook, Instagram, and TikTok channels, as well as on this page. In addition, the funds will be disbursed via Interac e-Transfer to the email address provided within the winner recipient form. The entrant will receive a verbal password to accept the e-Transfer. The entrant must accept the Interac e-Transfer within thirty (30) days.
Inability to reach the selected winner using the information provided (notification returned an error as undeliverable) in the entry form; failure to respond to the email notification, failure to verify compliance, to return the release form or the recipient form, to correctly answer the skill-testing question, or provide a Confirmation of Enrolment letter or selfie photo all within five (5) business days; or failure to accept the Interac e-Transfer within thirty (30) days may result in disqualification an forfeit of the prize an alternative winner will be randomly selected (this process will be repeated until the prize is awarded).
The winner will be issued a T4 for the current tax year to the email address provided within the winner recipient form. The collection of the winner’s Social Insurance Number (SIN) will be used only for the purpose of issuing a T4A tax slip. It is the sole responsibility of the winner to ensure appropriate declarations for tax purposes if applicable.
Limitations of Liability
By participating in this contest, entrants agree that Innovation Credit Union and its affiliated and related companies, business partners, advertising and promotional agencies, prize suppliers, Instagram, and each of their respective directions, officers, employees, agents, representatives, successors and assigns and all others associated with the contest (Released Parties) have no liability whatsoever for, and release them from, any loss damage, injury, claim, or cause of actions to persons or property related or resulting from the contest or prize.
Entrants waive any right to claim ambiguity in these Terms and Conditions. The Released Parties are not responsible for the following errors that may occur in the administration of the contest, including information or announcements associated with the contest, winner, or prize, and/or processing of the entries:
If for any reason an entry is confirmed to have been erroneously deleted, lost, or otherwise destroyed or corrupted by Innovation Credit Union, the entrant’s sole solution is to submit another entry in the contest, provided that the promotion period has not expired.
By entering the contest, the winner authorizes Innovation Credit Union to use their name and/or social media post or statement regarding the prize without any compensation in announcements connected exclusively to the contest on social media, Innovation Credit Union’s website, and any other media that Innovation Credit Union deems appropriate.
With an entrant’s expressed consent, Innovation Credit Union may communicate with entrants in connection with the contest by phone, Short Message Service (SMS), and/or send entrants email updates regarding products, community events, and special offers. Entrants can withdraw their consent at any time by contacting Innovation Credit Union at phone number or email address. Entrants also have the ability to unsubscribe in each marketing email.
This contest is in no way sponsored, endorsed, administered, or associated with Facebook, Instagram, Twitter, Snapchat, TikTok, or any other site or medium where information about this contest is promoted.
This contest is governed by the laws of the province of Saskatchewan and the laws of Canada. Each entrant agrees, to the extent permitted by law, that any judicial proceedings relating to any disputes, claims or causes of action arising out of or in connection with the contest shall take place in the province of Saskatchewan pursuant to the laws of that province.