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Discover which loan is the best choice for you. You’ll save money with an easy borrowing process.

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Compare and see what's best for you

Overdraft

Get approved for a safety net to cover unexpected expenses.

  • Interest Rate: 15% to 20%
  • Interest calculated daily on closing balance and paid monthly
  • Payment Options: Flexible
  • Additional Payments: Unlimited
  • Interest Charged: On what you spend
  • Fees: $0
  • Access to Funds: full access to approved credit limit
  • Rewards: Earns quarterly Member Rewards

For full details, please see our account and fee information.

Line of Credit

Get approved for a safety net attached to your chequing account.

  • Interest Rate: Prime + 1.5%  to Prime + 12%
  • Monthly Payment: Flexible
  • Payment Options: Flexible
  • Additional Payments: Unlimited
  • Interest Charged: Monthly on outstanding balance
  • Fees: $10 to $25/year based on approved amount
  • Access to Funds: full access to approved credit limit
  • Rewards: Earns quarterly Member Rewards

For full details, please see our account and fee information.

Quick Loan

A flexible loan that’s there when you need it.

  • Interest Rate: Prime + 1.5% to Prime + 12%
  • Monthly Payment: Standard
  • Payment Options: Weekly, biweekly, or monthly
  • Additional Payments: Unlimited
  • Interest Charged: Monthly on outstanding balance
  • Fees: 
    • Unsecured credit: $50 one-time set-up fee plus 3rd party fees 
    • Secured credit: $100 one-time set-up fee plus 3rd party fees
  • Access to Funds: full access to approved credit limit
  • Rewards: Earns quarterly Member Rewards

For full details, please see our account and fee information.

Personal Loan

A one-time loan with purpose.

  • Interest Rate: Prime + 1.5% to Prime + 15%
  • Monthly Payment: Standard
  • Payment Options: Weekly, biweekly, or monthly
  • Additional Payments: Unlimited
  • Interest Charged: Monthly on outstanding balance
  • Fees: 
    • Unsecured credit: $50 one-time set-up fee plus 3rd party fees 
    • Secured credit: $100 one-time set-up fee plus 3rd party fees
  • Access to Funds: once the loan is spent or an amount is paid off, you no longer have access to those funds
  • Rewards: Earns quarterly Member Rewards

For full details, please see our account and fee information.

HELOC

A line of credit secured by the equity in your home. Home renos are tax deductible!

  • Interest Rate: Prime + 1%
  • Monthly Payment: Flexible
  • Payment Options: Flexible
  • Additional Payments: Unlimited
  • Interest Charged: Monthly on outstanding balance
  • Fees: $100 one-time set-up fee plus 3rd party fees
  • Access to Funds: full access to approved credit limit
  • Rewards: Earn quarterly Member Rewards

For full details, please see our account and fee information.

Credit Cards

A perfect balance of premium rewards and low rates.

  • Interest Rate: 11.99% to 20%
  • Required to make minimum payment and interest charged on outstanding balance
  • Payment Options: Flexible
  • Additional Payments: Unlimited
  • Interest Charged: On what you spend
  • Fees: $0 to $120/year based on card
  • Access to Funds: full access to approved credit limit
  • Rewards: A variety of options to earn more on your purchases

For full details, please see the Rewards Terms & Conditions for card of choice.


Join the 57,000+ Canadians who bank with us



Save

Our No-Fee Bank Account has no monthly fees and no balance requirements. Save as much as $360/year in fees!

Earn

You earn cash dividends simply by doing your everyday banking with us. The more you bank with us, the more you benefit.

Give

Your business helps us support your community. We allocate 2% to 4% of pre-tax profits/year to our communities.



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Learn more about our accounts and services. Review our Account and Fee Information (pdf).