Fast & Easy Personal Loans

Enjoy simple borrowing for that one-time purchase or emergency need. 

  • Get your approval in one business day!

Fast & Easy Personal Loans

Family playing on a beach

Discover the benefits of our personal loan!

  • Apply online in minutes
  • Pay low interest rates
  • Enjoy flexible payment options
  • Pay off your loan faster
  • Earn cash dividends

Get the personal loan for the money you need

Apply for a personal loan easily online

Apply for a personal loan in minutes right from your smartphone. Our speedy online loan application means the money you need is in your account that much faster. 

Save money

Our lending rates are always competitive. You’ll enjoy affordable payments which means worry-free debt.

Choose your best loan payment option

You can pay weekly, bi-weekly, or monthly – whichever works best for you. It’s truly flexible borrowing.

Pay off your loan faster

You can pre-pay your loan without penalty which means any additional payments you choose to make are unlimited!

Earn cash dividends

You earn cash dividends by having a loan with us. With our Member Rewards program, the more you bank with us, the more you benefit.

Additional Information About Our Personal Loans

  • Available for personal use only
  • Interest compounded annually 
  • Minimum credit limit - $5,000 
  • Term length up to 10 years 
  • Applicable application fees

Male call centre representative

Need help?

Ask an Advisor

No jargon, no hidden fees, and no pressure. Only smart advice!

Personal Loan Frequently Asked Questions?

Submit your loan application and we’ll contact you shortly. You can also connect with our advisors at 1.866.446.7001.

You need to be at least 18 years of age and a Canadian resident.

For a fast loan application process, please supply the following information. If you have a guarantor for your loan, you’ll also need the same information for them. (A guarantor is someone who promises to pay your loan if you can’t.) Thanks in advance for your help!

  • Driver’s license or passport
  • Loan details, for example purchase information on what you need your loan for or recent loan/credit card statements if you’re consolidating debt
  • Employment information (name of employer, legal/physical address, phone number, occupation, total time with employer/time in sector, employment status (full time or part time; hourly or salary)
  • Income verification (a current paystub AND recent T4 slip/final paystub from previous year)
  • 3 years of income tax and Notice of Assessment (if you’re self-employed)
  • List of assets and liabilities
  • Disclosure of previous bankruptcy, judgements, consumer proposals, alimony, child support
  • Residence details (homeowner/renter, mortgage/rental payments, annual/monthly property tax, energy bills needed if on equalized payments)

Once approved, your loan funds will be deposited into your chequing account.

You sure can!

  1. Log into digital banking
  2. Select Payments & Transfers > Transfers > Transfer Money
  3. Choose the account you’d like to make your loan payment from (e.g. your No-Fee Bank Account)
  4. Choose your personal loan from the Transfer to option. Your transfer will be a principal only payment. If you’re paying your entire Personal Loan balance, call us to get the correct payment amount to cover all outstanding interest
  5. Enter the amount you want to pay
  6. Continue and confirm! 


Our No-Fee Bank Account has no monthly fees and no minimum balance requirements. Save ~$11/month in fees!


Earn cash dividends simply by doing your everyday banking with us. The more you bank with us, the more you benefit.


Your business helps us support your community. We allocate 2% to 4% of pre-tax profits/year to our communities.

Easily get the money you need

Apply in minutes for your one-time purchase or emergency. Borrowing can be easy. Give it a try today!

Need more help choosing your loan?

Try our loan selection tool!

Learn more about our accounts and services. Review our Account and Fee Information (pdf).

Identify the interest rates applicable to your account(s) and how they're calculated. Review our About Our Interest Calculations (pdf) document.

Loans and mortgages can be approved in one business day if you have submitted all required paperwork  OR, you will be able to book an appointment in one business day and be approved in two businesses days if you have submitted all required paperwork.