Apply for a Personal Loan Online
Get one of the fastest Canadian personal loans. Apply online using a simplified application process.
Discover Flexible Payment Options
You can pay weekly, bi-weekly, or monthly – whichever works best for you. It’s truly flexible borrowing.
Earn Profit-Sharing Cash
Your loan will earn you cash dividends. The more you bank with us, the more Member Rewards you’ll receive!
Save More Money
Secure personal loans with low interest rates. You’ll enjoy affordable payments which means worry-free debt.
Be Debt-Free Faster
Prepay without penalty! Our generous pay-down options will save you interest!
Additional Information About Our Personal Loans
Loan Payment Calculator
Our calculator helps you manage your payments with confidence. Use it to calculate your interest rate depending on the amount, repayment schedule, and loan type.
What Can Personal Loans Be Used For?
Buy or Repair a Car
A personal loan is perfect for a car repair or buying a new vehicle.
Take a Vacation
Schedule a vacation with low-interest repayment plans.
Buy a Gadget
Need a new laptop or a phone? It's easier with monthly payments.
Renovate Your Home
Get a low interest rate for your home renovations.
Pay Medical Bills
Pay off your medical bills with low interest rates.
Visit Another Country
Use a Canadian personal loan for an international family trip.
How to Get Personal Loans
You can apply for a personal loan online in just a few minutes. Here’s how:
Click the "Apply" button
Sign up as a new member to get your loan quote fast. You must be age 18+ and a Canadian resident with a valid ID.
Already a member? You can apply for a loan in digital banking or your mobile banking app! Choose More > Loan Applications to get started.
Complete the loan application online
You can get your loan approved quickly by completing the application online. Enter your loan amount, length, payment frequency, and interest rate to get the process started.
Connect with our specialists
Our friendly loan specialists will answer all your questions regarding the loan, interest rates, fees, and repayment. You can reach out to our specialists via phone, email, or live chat.
Personal Loan Frequently Asked Questions
Submit your loan application and we’ll contact you shortly. You can also connect with our advisors at 1.866.446.7001.
You need to be at least 18 years of age and a Canadian resident.
For a fast application process, please provide the following information. If you have a guarantor, you’ll also need the same information for them. (A guarantor is someone who promises to pay your loan if you can’t.)
- Driver’s license or passport
- Details, for example purchase information on what you need the loan for or recent loan/credit card statements if you’re consolidating debt
- Employment information (name of employer, legal/physical address, phone number, occupation, total time with employer/time in sector, employment status (full time or part time; hourly or monthly)
- Income verification (a current pay stub AND recent T4 slip/final pay stub from previous year)
- 3 years of income tax and Notice of Assessment (if you’re self-employed)
- List of assets and liabilities
- Disclosure of previous bankruptcy, judgements, consumer proposals, alimony, child support
- Residence details (homeowner/renter, mortgage/rental payments, annual/monthly property tax, energy bills needed if on equalized payments)
Once approved, your loan funds will be deposited into your chequing account.
You sure can!
- Log into digital banking
- Select Payments & Transfers > Transfers > Transfer Money
- Choose the account you’d like to make your loan payment from (e.g. your No-Fee Bank Account)
- Choose your personal loan from the Transfer to option. Your transfer will be a principal only payment. If you’re paying your entire Personal Loan balance, call us to get the correct payment amount to cover all outstanding interest
- Enter the amount you want to pay
- Continue and confirm!
Need more help choosing your loan?
Apply in minutes for your one-time purchase or emergency. Borrowing can be easy. Give it a try today!
Learn more about our accounts and services. Review our Account and Fee Information (pdf).
Identify the interest rates applicable to your account(s) and how they're calculated. Review our About Our Interest Calculations (pdf) document.
Loans and mortgages can be approved in one business day if you have submitted all required paperwork OR, you will be able to book an appointment in one business day and be approved in two businesses days if you have submitted all required paperwork.