Discover Better Business Banking

Banking with Innovation means:

  • You save more money with low to no-fee Business Accounts.
  • You earn profit sharing cash; you share in our success!
  • You give back to your community simply by banking with us.

Open an account today!

  • Get your approval in one business day!

Discover Better Business Banking

Female business owner holding papers and pen

How many profit-sharing dollars can my business earn?

With our Member Rewards program, your business could earn thousands of dollars simply by having your loans, mortgage, and/or savings with us. Here are examples of how much your business can benefit! 

Product or Service*Profit Sharing Totals*
$400,000 Business Mortgage$ 2,897
$50,000 Business Loan$    293
Total Earnings$ 3,190

* For example purposes only. Profit Sharing amount is calculated using an allocation rate of 2.16% and a dividend rate of 7.41%. Allocation and dividend rates are subject to change without notice. Totals are based on a 6.73% 5-year closed fixed business mortgage and 7.68% 5-year fixed business loan.  

Exciting offers: thank you for being a member!

Switch & Save with Clover

Simplify your business with all-in-one payment solutions. If they cannot beat your current fees, you will earn a $1,000 Visa® gift card.

Terms & Conditions Apply

5,000 Visa Welcome Points*

Apply for a Visa Infinite Business Card and earn 5,000 welcome points* on us! 

Special offer ends December 31, 2024.

Find Some of the Lowest Priced Business Accounts in Canada

With our low minimum balance requirements, your business can easily bank for free! Find the perfect business account for you.



Operating AccountPerfect For...
Business Account 2Online Businesses                                                                 Apply Today
Business Account 3Small Businesses                                                                   Apply Today
Unlimited Business AccountLarge or Frequent-Transaction Businesses                         Apply Today

Other Business Banking Services

Point of Sale Terminals

Simplify your business with the best point-of-sale terminals available - at an affordable price! 

Leasing for Ag & Business

Try an alternative to a business loan. Enjoy great rates, low payments, and tax benefits!

Wealth & Planning Services

Innovation Wealth provides investment and planning services to help your business thrive.

More reasons to bank with us


Save anywhere from $300/year to $540/year in bank fees with our business account.


Earn cash dividends by doing your everyday banking. The more you bank with us, the more you benefit.


Your business helps us support your community via scholarships, sponsorship, and grants.

Discover the Best Business Bank Accounts in Canada

A great business bank account can keep costs low and provide tools and features that make banking that much easier for you and your employees.

When you partner with us, you can access benefits like secure business online banking, no ATM fees*, and options to avoid monthly fees.

Banking with Innovation pays you back, too! You’ll earn cash dividends for maintaining your business bank account on top of the interest accrued by your account balance.

* ATM transactions are free at ding free ATM locations.

Finding the Best Business Banking in Canada

There are few things that every business has in common. But the need for secure, accessible, and easy-to-use business banking accounts is universal.

At the same time, no one type of saving or chequing account can effectively serve all types of companies. When you open a business account, you deserve to have choices instead of being forced to select just one or a few options.

With Innovation, you can choose from distinct account packages, including features like web business banking and free debit transactions. You can count on us being on par with the best banks in Canada for small, medium, and large businesses.

Position Your Company for Success With Some of Business Banking’s Best Deals

Find a Dependable Account for Your Small Business

Need a small business account? You’ll find options with no to low monthly fees and free debit transactions. We believe the best small business bank account in Canada isn’t a single account — it’s all about having a selection.

Online Banking for E-Commerce Companies

Interested in a bank account for your e-commerce business? Whether you complete dozens or thousands of sales each month, you can find an option that suits your company here. You can easily manage your account online, too, keeping your entire business digital.

Unlimited Transactions for High-Volume Enterprises

Need to make hundreds of debit transactions each month? Your business will enjoy free transactions with our Unlimited account package.

Specialized Accounts for a Range of Professionals

Professionals Incentive

Are you a medical or business professional? The Professionals Incentive account offers preferred rates and waived fees.

AgriInvest Account

Are you an agricultural producer? Access matching contributions from the government with an AgriInvest account.

Young Farmers Incentive

Are you a young farmer? The Young Farmers Incentive account features reduced fees along with preferred loan, mortgage, and deposit rates.

More Ways to Support Your Business

Work with just one financial institution while accessing useful lending and point-of-sale solutions for your business. Choose from loans and lines of credit, credit cards, point-of-sale plus payment solutions, and much more.

You deserve a trustworthy partner for your business banking needs, one that can empower your company to reach new heights. From a wide range of accounts to cash dividends and plenty of other benefits, we help you use business banking to thrive.

Federal Continuance

Get updates on our journey to become a federal credit union headquartered in Saskatchewan.

Deposit Insurance

Your eligible deposits are insured by Canada Deposit Insurance Corporation (CDIC).

Caring Company

We're a Caring Company, by Imagine Canada, setting the standard in corporate giving.