Get a pre-approved ag or business loan for as low as 6.39%!* Act fast. Offer ends June 30, 2023!

Join the 59,000+ members who bank with us!

It's payday!

We just paid approximately $1 million into Member Rewards accounts. Want to earn more?

Enjoy a 5.89%*

Business Mortgage Special

Pay as low as 5.89%* on a 5-year closed fixed mortgage for your business or farm!

Special offer ends June 30, 2023.

Try one of the best business accounts in Canada!

Save as much as $540/year in bank fees for your business!

Access ongoing cash

Try a line of credit! You'll enjoy a lower interest rate than you’ll get with a business credit card.

Grow your farm business

With our Young Farmers Incentive, you'll enjoy preferred rates, lower fees, and flexible down payment options.

Switch and save!

Enjoy the best point-of-sale terminals available - at an affordable price! If your current provider has lower prices than Clover, you'll earn a $1,000 Visa gift card*!

More reasons to bank with us


Save anywhere from $300/year to $540/year in bank fees with our business account.


Earn cash dividends by doing your everyday banking. The more you bank with us, the more you benefit.


Your business helps us support your community in the form of scholarships, sponsorship, and grants.

Discover the Best Business Bank Accounts in Canada

A great business bank account can keep costs low and provide tools and features that make banking that much easier for you and your employees.

When you partner with us, you can access benefits like secure business online banking, no ATM fees*, and options to avoid monthly fees.

Banking with Innovation pays you back, too! You’ll earn cash dividends for maintaining your business bank account on top of the interest accrued by your account balance.

* ATM transactions are free at ding free ATM locations.

Finding the Best Business Banking in Canada

There are few things that every business has in common. But the need for secure, accessible, and easy-to-use business banking accounts is universal.

At the same time, no one type of saving or chequing account can effectively serve all types of companies. When you open a business account, you deserve to have choices instead of being forced to select just one or a few options.

With Innovation, you can choose from distinct account packages, including features like web business banking and free debit transactions. You can count on us being on par with the best banks in Canada for small, medium, and large businesses.

Position Your Company for Success With Some of Business Banking’s Best Deals

Find a Dependable Account for Your Small Business

Need a small business account? You’ll find options with no to low monthly fees and free debit transactions. We believe the best small business bank account in Canada isn’t a single account — it’s all about having a selection.

Online Banking for E-Commerce Companies

Interested in a bank account for your e-commerce business? Whether you complete dozens or thousands of sales each month, you can find an option that suits your company here. You can easily manage your account online, too, keeping your entire business digital.

Unlimited Transactions for High-Volume Enterprises

Need to make hundreds of debit transactions each month? Your business will enjoy free transactions with our Unlimited account package.

Specialized Accounts for a Range of Professionals

Professionals Incentive

Are you a medical or business professional? The Professionals Incentive account offers preferred rates and waived fees.

AgriInvest Account

Are you an agricultural producer? Access matching contributions from the government with an AgriInvest account.

Young Farmers Incentive

Are you a young farmer? The Young Farmers Incentive account features reduced fees along with preferred loan, mortgage, and deposit rates.

More Ways to Support Your Business

Work with just one financial institution while accessing useful lending and point-of-sale solutions for your business. Choose from loans and lines of credit, credit cards, point-of-sale plus payment solutions, and much more.

You deserve a trustworthy partner for your business banking needs, one that can empower your company to reach new heights. From a wide range of accounts to cash dividends and plenty of other benefits, we help you use business banking to thrive.

Federal Continuance

Get updates on our journey to become a federal credit union headquartered in Saskatchewan.

Deposit Guarantee

Whether it’s $1 or $1,000,000 all deposits are fully guaranteed by Credit Union Deposit Guarantee Corporation (CUDGC).

Caring Company

Imagine Canada awarded us the Caring Company designation for setting the standard in corporate giving.