A smiling young farmer

Grow your farming business

Young Farmers Incentive

Are you 40 years of age or younger? Get preferred loan, mortgage, and deposit rates as well as reduced fees.

Join the 59,000+ members who bank with us!

Discover the benefits

  • Enjoy preferred rates
  • Pay lower fees
  • Discover down payment options
  • Earn cash dividends
  • Get expert advice


Access special rates

Get the start you need when building your farming business. With the Young Farmers Incentive, you’ll enjoy:

  • Preferred AgriInvest deposit rates  
  • Preferred loan rates  
  • Pre-approved flexible mortgages



Pay less fees

When you’re just starting your business, you might not have the cashflow you need to pay banking fees. The Young Farmers Incentive offers:

  • Waived service package fees for the first twelve months    
  • No application fee on the first $1,000,000 of total combined debt


Take advantage of down payment options

Coming up with a down payment of machinery or land can also be challenging when you’re growing your operation. With the Young Farmers Incentive, you’ll enjoy down payment options for your borrowing needs.

Earn cash for everyday banking

With our Member Rewards program, you’ll earn cash dividends by having your business savings and loans with us. The more you bank with us, the more you benefit!

Build a partnership

Of course, your business advisor will help with the Young Farmers Incentive. But they’ll also help you with every need your business has! You’ll gain more than access to a great program with us. You’ll build a partnership that lasts the life of your business.

Get the start you deserve

Grow your farming business with reduced fees and preferred rates. Get the jump start you need to succeed!