Construction hat

Build your business

Construction Mortgage

Enjoy expert advice, mortgage options to fit your needs, and competitive mortgage rates.



Discover the benefits!

  • Access business experts to help with your build
  • Choose from a variety of flexible mortgage options
  • Enjoy competitive mortgage rates to save you money
  • Get the money you need, when you need it

Get more than just mortgage advice

Of course, your business advisor will guide you through the entire mortgage process. But they’ll also help you with every need your business has! You’ll gain more than a construction mortgage with us. You’ll build a partnership that lasts the life of your business.

Choose the best fit for your business

Do you want your rate to float with Prime? Or maybe remain constant to protect against rate increases. Want the option to pay off your mortgage early? Or will you lock-in for a better rate? Your options are endless! 

Enjoy a staged lending approach

Get money advances as you need the cash. Construction mortgages give you money in stages to match your building needs. It’s easier to track costs and remain on budget. Your business build will be better organized.

Save money with competitive rates

Building a business is expensive. You don’t need high interest rates on top of your added expenses. Enjoy competitive mortgage rates throughout your construction process.


Make your business build easy

You deserve an exciting new business space without the added hassle of a complicated mortgage process. Contact us for your construction mortgage today!




Calculators on the site are made available to you as tools for independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy. All examples are hypothetical and are for illustrative purposes only. Please contact us directly to seek personalized advice from qualified professionals for all personal finance issues.

AIR = Annual Interest Rate

APR = Annual Percentage Rate

Annual Interest Rate = The total cost of credit expressed as an annual percentage, not including various non-interest charges.

Annual Percentage Rate = The total cost of credit expressed as an annual percentage, taking into account, both interest and various non-interest charges.

If there are no non-interest finance charges, the AIR and APR will be the same.

APR Assumptions:
a. $300,000 Mortgage
b. 25 Year Amortization
c. Applicable Term for Each
d. $400 Appraisal Fee

Applicable to residential mortgages only and subject to Innovation Credit Union lending criteria for residential properties. Some conditions apply.

Interest rate compounded semi-annually not in advance. Interest rates are subject to change without notice.Applicable to residential mortgages only and subject to Credit Union lending criteria for residential properties. Some conditions apply.