No Fee Cash Back Visa* Business Card

Earn cash rewards on your business purchases with our No Fee Cash Back Visa* Business Card.  PLUS pay no annual fee. See why it’s our most popular business card.

No Fee Cash Back Visa* Business Card

No Fee Cash Back Business Visa card

Discover the benefits!

  • Build cash rewards
  • Pay no annual fee
  • Save automatically at select merchants
  • Protect your purchases

Earn cash rewards on everyday purchases

Arrange for your cash rewards to be automatically deposited to your chequing account. You get .5 points for every $1 you spend. You can also redeem your points for merchandise, gift cards, travel experiences, and charity donations. The options are endless.

Enjoy $0 annual fee

The No Fee Cash Back Visa Business Card has no annual fee. You’ll earn cash rewards and points without paying a dime! 

Get up to 25% off with select merchants

As a Visa business cardholder, you’ll get up to 25% off when you shop at select merchants. It’s part of the Visa SavingsEdge program. Your discount is automatically applied when you use your No Fee Cash Back Visa Business Card.

Protect your business purchases

Whether you’re buying computers, office equipment or any other major purchase for your company, you want to make sure you’re protected if something goes wrong. The No Fee Cash Back Visa Business Card adds an extra layer of protection for most of the items you buy.

Earn rewards without the fees

See your cash rewards on everyday business purchases deposited automatically into your chequing account. No redemption hassle, no annual fees, only cash and convenience!


You can choose from:

  • Over 60,000 top-selling merchandise items, including products from Best Buy catalogue
  • Gift cards from over 60 of Canada’s top retailers
  • Cash rewards in the form of statement credit
  • Private vacation rental or hotel accommodation, flights, and travel experiences

You can redeem your reward points across an exciting range of products and services.

  • Shopping
  • Charity
  • e-Vouchers
  • Entertainment
  • Flight tickets
  • Hotel bookings

To redeem your Visa rewards points, visit Collabria's reward headquarters

You must meet the following three requirements:

  • Proof of Age: You must be 18 years of age or older
  • Proof of Residence: You must be a Canadian resident
  • Innovation Membership: You need to be an Innovation member. If you’re not, apply for a No-Fee Bank Account in minutes!

24/7 cardholder service
Canada & US
International 1.647.252.9564

Card Activation 1.866.498.3840

Your security is very important to us. If Collabria, our Visa issuer, notices irregular activity on your card, particularly from out of country, they may put a stop on your card.

That's why it's important if you're travelling to let Collabria know so you have easy access to your funds.

Call Collabria at 1.855.341.4643 or visit the My Card Info website. Log in, choose Account Services > Travel Centre. You can select your travel dates, cities and countries in minutes.

Call Collabria at 1.855.341.4643 or visit the My Card Info website. Log in and choose "My Account" to view a self-serve option for updating your information.

You can add Visa as a bill payee in digital banking or you can enroll your card  on the My Card Info website.

After enrolling, you can:

  • view recent transactions
  • make a payment
  • sign up for Autopay, a feature that will automatically pay the balance of your card each month...and more!

Need more help choosing your credit card?

Try our card selection tool!

* The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.

Redeem points for cash back in the form of an account credit. Not available on US Dollar cards. View full Rewards Program Rules at

Eligibility for Rewards
Eligibility for rewards and/or account credit is subject to the rewards program terms and conditions. Qualifying transactions are defined in the rewards program terms and conditions. Cash advances and balance transfers do not qualify for reward points. To earn rewards, each account must remain open, in good standing and not become delinquent. All purchases are subject to credit approval.