Responsible Banking™

The Story

Responsible Banking™ was a popular concept in Europe and Asia – being socially responsible, sustainable, thinking of all stakeholders. So how did it end up at Innovation?

Learn How

Save

Free Banking

Having a deposit account shouldn't cost you money. That's why we automatically switched 23,000 members to our No-Fee Bank Account when we created it, so they could start saving money right away.

It's a truly No-Fee Bank Account with:

no monthly maintenance fees
free and unlimited Interac e-Transfers® in online banking
no minimum balance requirements
no transaction fees
free ATMs* across Canada

Apply Today

Plus...

We have a ding-free ATM network across Canada where you can avoid surcharges.
You can enjoy competitive rates on every investment and loan product we have.
You can take advantage of Fresh Start Loans and Fresh Start Mortgages that allow you to borrow with no-to-low credit score. They'll help you build the credit score you need to avoid high interest rate charges on future loans.

Join the 41,000+ Canadians who use our No-Fee Bank Account!

Earn

Cash Rewards

If we're successful thanks to your business, shouldn't you be successful too? It's why we give cash rewards for everyday banking. Since 2007, members have earned $40.1 million.

You earn equity from having products with us
You get cash dividends based on your equity balance

In short, more equity = more cash!

Youth ages 18 and under also earn $5 cash every 3 months. It's a nice way to start teaching them the value of savings.

Learn More

Give

Caring Company by Imagine Canada

We love the communities we work and live in. And the people we get to help every day. It's why we give 2-4% of our pre-tax profits to activities and causes that build our community.

For our corporate giving efforts, Imagine Canada has designated us a Caring Company - an acknowledgement we're so honored to receive!

Thanks to our members' business, we've invested over $7.70 million in the communities we serve.

Learn More