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Eco-Friendly Banking Solutions

Achieve your environmental sustainability goals. Enjoy loan and investment options that will improve the future for generations to come.



Energy Efficient Home Renovation Loan

There are many eco-friendly options that help you to both minimize your carbon footprint and reduce your energy bills! See the difference when you make energy efficient investments into your home:

  • Replace oil furnaces or low-efficiency systems with a high-efficiency furnace, air source heat pump, or geothermal heat pump.
  • Purchase better wall or basement insulation and/or wall or roof panels.
  • Install a high-efficiency water heater or on-site renewable energy like solar panels.
  • Replace drafty windows and doors.

You have many financing options and incentives to make your green home renovations more affordable.

With Canada Mortgage and Housing Corporation (CMHC) and their CMHC Green Home program, energy-efficient housing is now more affordable with mortgage loan insurance. CMHC Green Home offers a partial refund on the cost of mortgage loan insurance. Buy, build, or renovate for energy efficiency and you may be eligible for a refund of up to 25% of your premium!

The Federal government has also proposed further incentives that can help you undertake retrofits identified through an authorized EnerGuide energy assessment. In combination with available grants, these loans can help you make deeper, more costly retrofits that have an even bigger positive impact in energy efficiency. More than 200,000 households can take advantage of this unique saving opportunity. 



Auto Loan for Zero Emission Vehicles

When you purchase a zero-emission vehicle to help reduce your energy footprint, you’re eligible for the Government of Canada’s Incentive for Zero-Emission Vehicles (iZEV). You could receive up to $5,000 on eligible zero-emission vehicles for purchase or lease!

Check if your vehicle is eligible.



Responsible Investment Solutions

Innovation has partnered with NEI Investments, Canada's leading provider of Responsible Investment (RI) solutions. Together, we aim to make a positive difference for our investors, our partners, and society.

NEI has built Canada's most diversified lineup of RI top performing and actively managed funds. The world's leading institutional money managers and many RI leaders themselves advise the RI funds. And NEI's proprietary Investment Management, Asset Allocation and Environmental, Social and Governance (ESG) teams oversee the RI funds.



Reduce your energy use. Reduce your costs.

If you have any questions about Innovation’s sustainable finance offerings, we would love to help! 



More Ways to Do Good

Energy efficient tips you can implement now:

  • When buying a new home consider energy-efficient homes that can help you reduce your energy use and save you money on monthly energy bills.
  • Replace your single-pane windows with more energy efficient windows that allow you to use natural sunlight and reduce heat loss and gain.
  • Switch to energy star appliances, fans, and electronics. This way, you’re using much less energy for the time that the product is on, saving money, and reducing your energy output.
  • Use energy saving lighting like LED bulbs. Switch off lights and appliances when not in use.


Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. NEI Investments is a registered trademark of Northwest & Ethical Investments L.P. Credential Asset Management Inc., Credential Qtrade Securities Inc. and Northwest & Ethical Investments L.P. are all wholly owned subsidiaries of Aviso Wealth Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing.  Credential Securities is a registered mark owned by Aviso Wealth Inc.