Congratulations!

Based on your borrowing preferences, we suggest you apply for a Line of Credit or Personal Loan to help fund your major purchase. ​

Choose what's best for you

Line of Credit

Get approved for a safety net attached to your chequing account.

  • Interest Rate: Prime + 1.5% to Prime + 12%
  • Monthly Payment: Flexible
  • Payment Options: Flexible
  • Additional Payments: Unlimited
  • Interest Charged: Monthly on outstanding balance
  • Fees: $10 to $25/year based on approved amount
  • Access to Funds: full access to approved credit limit
  • Rewards: Earns quarterly Member Rewards

For full details, please see our account and fee information.

Personal Loan

A one-time loan with purpose.

  • Interest Rate: Prime + 1.5% to Prime + 15%
  • Monthly Payment: Standard
  • Payment Options: Weekly, biweekly, or monthly
  • Additional Payments: Unlimited
  • Interest Charged: Monthly on outstanding balance
  • Fees: 
    • Unsecured credit: $50 one-time set-up fee plus 3rd party fees 
    • Secured credit: $100 one-time set-up fee plus 3rd party fees
  • Access to Funds: once the loan is spent or an amount is paid off, you no longer have access to those funds
  • Rewards: Earns quarterly Member Rewards

For full details, please see our account and fee information.



Start your major purchase today!



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