Already know what you want?
Choose what's best for you
Overdraft
Get approved for a safety net that automatically covers you for an approved amount to cover unexpected expenses.
- Interest Rate: 15% to 20%
- Interest calculated daily on closing balance
- Payment Options: Flexible
- Additional Payments: Unlimited
- Interest Charged: On what you spend
- Fees: $10/year if overdraft is less than $500 and $25/year if over $500
- Access to Funds: full access to approved credit limit
- Rewards: Earns quarterly Member Rewards
For full details, please see the Rewards Terms & Conditions for card of choice.
*if you add an overdraft to your No-Fee Bank Account, you will pay interest charges on the amount of overdraft you use.
Line of Credit
Get approved for a safety net attached to your chequing account.
- Interest Rate: Prime + 1.5% to Prime + 12%
- Monthly Payment: Flexible
- Payment Options: Flexible
- Additional Payments: Unlimited
- Interest Charged: Monthly on outstanding balance
- Fees: $10 to $25/year based on approved amount
- Access to Funds: full access to approved credit limit
- Rewards: Earns quarterly Member Rewards
For full details, please see our account and fee information.
Credit Cards
A perfect balance of premium rewards and low rates.
- Interest Rate: 11.99% to 20%
- Required to make minimum payment and interest charged on outstanding balance
- Payment Options: Flexible
- Additional Payments: Unlimited
- Interest Charged: On what you spend
- Fees: $0 to $120/year based on card
- Access to Funds: full access to approved credit limit
- Rewards: A variety of options to earn more on your purchases
For full details, please see the Rewards Terms & Conditions for card of choice.
Start your vacation today!
Not finding what you are looking for?
