Congratulations!

Based on your borrowing preferences, we suggest applying for a Line of Credit to help fund your vacation. 

You could also apply for an Overdraft to your No-Fee Chequing Account or apply for a Collabria Credit Card, but interest charges may be too high in the long run. ​

Apply for LOC Apply for Overdraft

Overdraft vs Line of Credit

Overdraft

Get approved for a safety net that automatically covers you for an approved amount to cover unexpected expenses.

  • Interest Rate: 15% to 20%
  • Interest calculated daily on closing balance
  • Payment Options: Flexible
  • Additional Payments: Unlimited
  • Interest Charged: On what you spend
  • Fees: $10/year if overdraft is less than $500 and $25/year if over $500
  • Access to Funds: full access to approved credit limit
  • Rewards: Earns quarterly Member Rewards

*if you add an overdraft to your No-Fee Chequing Account, you will pay interest charges on the amount of overdraft you use.

Apply for Overdraft

Line of Credit

Get approved for a safety net attached to your chequing account.

  • Interest Rate: Prime + 1.5% to Prime + 12%
  • Monthly Payment: Flexible
  • Payment Options: Flexible
  • Additional Payments: Unlimited
  • Interest Charged: Monthly on outstanding balance
  • Fees: $10 to $25/year based on approved amount
  • Access to Funds: full access to approved credit limit
  • Rewards: Earns quarterly Member Rewards

For full details, please see our account and fee information document (pdf).

Apply for LOC

Start your vacation with an Overdraft or Line of Credit!

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