Transfer your mortgage and save!

Discover more money in your wallet with an Innovation mortgage. Enjoy:

  • cashback offers,
  • profit-sharing dollars, and
  • competitive rates

All offered by friendly advisors excited to help you! Make the switch today.

Transfer your mortgage and save!

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Streamline Your  Mortgage Transfer

Transfer your mortgage without headaches. Enjoy a quick, clear and straightforward process!

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Experience Personalized  Guidance

Feel supported every step of the way with our expert advisors and multiple transfer options.

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Maximize Your  Savings

Save more of your hard-earned money with competitive mortgage rates plus profit-sharing cash!


Join over 9,000 Canadians who have a mortgage with us!


Katrina Vardeh Esakian

“Helped me get the best rate and went above and beyond doing so. So glad I chose Innovation.” 

“Helped me get the best rate and went above and beyond doing so. So glad I chose Innovation.” 

Mel Hersak

“We are pleased with their work ethic and dedication. Innovation has the friendliest employees.”

“We are pleased with their work ethic and dedication. Innovation has the friendliest employees.”

Kirk Mandin

“I cannot recommend Jamie highly enough. She was super fast, very thorough, and always available.”

“I cannot recommend Jamie highly enough. She was super fast, very thorough, and always available.”



Enjoy a Simple Process with Ongoing Rewards

Share your contact information and you'll hear from us shortly about transferring your mortgage. Thank you for your interest!


Start your mortgage transfer in 4 easy steps!

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1. Connect with a Mortgage Advisor

Reach out today with any questions you have. Explore your options and next steps!

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2. Review Your Mortgage Plan

Help design a mortgage that's perfect for you including generous prepayment options!

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3. Enjoy a Fast Approval

Your devoted advisor will handle the heavy lifting of switching your mortgage.

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4. Discover Savings and Benefits

Start saving with better rates, pay down options, and enjoy the cash dividends that come with being a member.



Your Simple Guide to Stress-Free Mortgage Transfers

Unlock the secrets to a smooth mortgage transfer with our free ebook, "Your Simple Guide to Stress-Free Mortgage Transfers." In it, you’ll find straightforward advice and insider tips to navigate the process with ease. 

This guide is our gift to you, a reflection of our commitment to making your financial journey as clear and comfortable as possible. 

Download today and take the first step towards a hassle-free mortgage transfer with Innovation Federal Credit Union.