Congratulations!

Based on your savings preferences, we recommend a Redeemable RRSP or a Redeemable TFSA to help you reach your goals.

Choose what's best for you!

Redeemable RRSP

Retire sooner plus enjoy easy access to your funds.

  • Earn tax deductions
  • Borrow from your RRSP for your education or first home
  • Earn higher interest than with a basic savings account
  • Enjoy tax-free earnings
  • Guarantee your investment
  • Choose a 1-year term ($1,000 minimum investment)

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Withdrawals are taxed

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Redeemable TFSA

Earn more interest and save on taxes. Plus, easily access your money when you need to.

  • Reduce Tax
  • Access your money
  • Pay no monthly fees
  • Earn higher interest than with a basic savings account
  • Earn cash dividends through our Member Rewards program
  • Guarantee your investment
  • Enjoy tax-free withdrawals
  • Choose a 1-year term (minimum $1,000 investment)
  • Enjoy tax free withdrawals

Learn More

Contributions are not tax deductible on your income tax return

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Note: Over Contribution Penalties apply.

To obtain the most up to date information about your RRSP and TFSA contribution room, you can:

  • Visit the CRA website and choose My Account or My CRA after you log in,
  • Call the CRA’s Tax Information Phone Service at 1.800.267.6999 (TIPS), OR
  • Notice of Assessment
Apply Today
Apply Today

Start your retirement savings!

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