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Based on your borrowing preferences, we suggest you Contact Us to help fund your retirement. ​

You could apply for an Overdraft to your No-Fee Bank Account or apply for a Credit Card,  but interest charges may be too high in the long run.​


Choose what's best for you

Overdraft

Get approved for a safety net that automatically covers you for an approved amount to cover unexpected expenses.

  • Interest Rate: 15% to 20%
  • Interest calculated daily on closing balance
  • Payment Options: Flexible
  • Additional Payments: Unlimited
  • Interest Charged: On what you spend
  • Fees: $10/year if overdraft is less than $500 and $25/year if over $500
  • Access to Funds: full access to approved credit limit
  • Rewards: Earns quarterly Member Rewards

For full details, please see our account and fee information.

*if you add an overdraft to your No-Fee Bank Account, you will pay interest charges on the amount of overdraft you use.

Credit Cards

A perfect balance of premium rewards and low rates.

  • Interest Rate: 11.99% to 20%
  • Required to make minimum payment and interest charged on outstanding balance
  • Payment Options: Flexible
  • Additional Payments: Unlimited
  • Interest Charged: On what you spend
  • Fees: $0 to $120/year based on card
  • Access to Funds: full access to approved credit limit
  • Rewards: A variety of options to earn more on your purchases

For full details, please see the Rewards Terms & Conditions for card of choice.




Start building your retirement fund!



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