Offers

See our exciting offers that will help you earn and save more money!


Earn $300!*

New Member Welcome Bonus

  1. Open a No-Fee Bank Account
  2. Use promo code SIGNUP300
  3. Earn $300* cash

 Plus, you’ll start saving as much as $360/year in bank fees.

*Terms & Conditions apply

Earn $100. Give $300!*

Referral Program

Refer a friend for our No-Fee Bank Account. If they successfully open an account with us, you get $100 and they get $300!*

*Terms & Conditions apply.

Earn $500!*

Digital Loan Offer

  1. Become an Innovation member
  2. Qualify for a personal loan
  3. Earn $500 cash

*Terms & Conditions apply


Get up to $3,000*

Mortgage Cashback Offer

Get up to $3,000* on your first mortgage! Plus:

  1. Save thousands with the first-time home buyer incentive
  2. Get the professional help you need throughout your mortgage
  3. Earn cash dividends for banking with us

*Terms & Conditions apply

Get up to $1,500*

Mortgage Transfer Offer

Get up to $1,500* when you transfer your mortgage to us! Plus:

  • Enjoy a great rate
  • Discover easy, fast approvals
  • Earn cash dividends for banking with us

*Terms & Conditions apply

Earn more rewards

Visa Card Welcome Offer

Apply for select Visa cards and get 15,000 bonus points* on us. And, if you apply for a Visa Infinite Card, you'll pay no annual fee* for a year. That's a $120 value!

*Terms & Conditions apply.


Get $50. Give $50!*

Refer a Student

Refer a student for our No-Fee Bank Account. If they successfully open an account with us, you get $50 and so do they!*

*Terms & Conditions apply.

Pay less interest

Visa Balance Transfer Offer

Transfer a credit card balance to your new Visa* card and you’ll enjoy a special 3.9% rate for 6 months! Plus, we never charge you any hidden or additional balance transfer fees.

*Terms & Conditions apply