No-Fee Account

No hidden fees.
No minimum balance.
It's true and it's free! 


Open a No-Fee Account today!

We're thrilled to offer you our No-Fee Account. There's...

  • No monthly fee 
  • No charge UNLIMITED Interac e-Transfers
  • No minimum balance requirements
PLUS...

  • Unlimited debit transactions
  • No charge bill payments 
  • No charge electronic transfers to Innovation accounts 
  • No charge e-statement (requires email address and online banking)
  • No surcharge fee using our national credit union ding free® ATM network
Available for personal use only.


Already a member
If you already deal with Innovation, you can open a No-Fee Account through online banking. Click here to log in and open your additional account!

Requirements for Opening an Account Online Expand/Collapse

  • You are 19 years of age or older
  • You are a Canadian citizen that does not reside in Quebec
  • You have a Social Insurance Number
  • You have a government issued piece of photo ID
  • You have a cheque drawn on your operating account with a Canadian financial institution
For information on upcoming changes to DEPOSIT INSURANCE if we become a federal credit union, see our disclosure notice. Creditors who have concerns may contact Innovation Credit Union.
If you have any questions about opening your account online, or would prefer to open your account another way, please feel free to:

 

Apply Now

Federal Continuance

For information on upcoming changes to DEPOSIT INSURANCE if we become a federal credit union, see our disclosure notice. Creditors who have concerns may contact Innovation Credit Union.

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