No-Fee Account

Sign-up today!
No hidden fees.
No minimum balance.
It's true and it's free! 

We're thrilled to offer you our No-Fee Account.

  • Available for personal use only
  • No monthly fee 
  • Unlimited debit transactions
  • No minimum balance
  • No charge bill payments 
  • No charge Interac e-Transfers
  • No charge electronic transfers to Innovation accounts 
  • No charge e-statement (requires email address and online banking)
  • No surcharge fee using our national credit union ding free® ATM network
Save with Member Rewards! Member Rewards Savings Applies HERE!
With our Member Rewards program, you save money every day on fees, like our No-Fee Account, where you can save an average of $163/year! And say goodbye to pesky surcharge fees with our ding free® ATM network that saves you an average of $30/year.

We also offer some of the best rates in Canada on investment and lending products so you can save more of your hard-earned money every day.

To learn more about this account and others, see our current account package
PDF Document 
and our additional services and fees PDF Document


Sign up today

To sign up for an account, you can:

Click here for personal account opening requirements.

Apply Now

Federal Continuance

For information on upcoming changes to DEPOSIT INSURANCE if we become a federal credit union, see our disclosure notice. Creditors who have concerns may contact Innovation Credit Union.