No-Fee Account

No hidden fees. No minimum balance. It's true and it's free! 

We're thrilled to offer you our No-Fee Account.


  • Available for personal use only
  • No monthly fee 
  • Unlimited debit transactions
  • No minimum balance
  • No charge bill payments 
  • No charge Interac e-Transfers
  • No charge electronic transfers to Innovation accounts 
  • No charge e-statement (requires email address and online banking)
  • No surcharge fee using our national credit union ding free® ATM network

To learn more about this account and others, see our current account package
PDF Document 
and our additional services and fees PDF Document


To sign up for an account, you can:


Apply Now

For information on upcoming changes to DEPOSIT INSURANCE if we become a federal credit union, see our disclosure notice. Creditors who have concerns may contact Innovation Credit Union.