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Loans and Line of Credit

Earn Rewards for Everyday Banking

Looking to finance home furnishings, appliances, a vacation or more? We can help you with a loan or line of credit to finance a variety of purchases, investments, and education. You'll even earn Member Rewards simply by doing your everyday banking with us!


Line of Credit Expand/Collapse

A line of credit is an ongoing loan with one-time approval and is attached to your existing operating account.

A line of credit guarantees you:

  • Instant cash
  • Substantially lower rates than retail credit cards
  • Convenience
  • Protection against over-drawing your account or returned cheques for inadequate funds.

Apply for a line of credit today!

Apply today!


Quick Loan Expand/Collapse

A quick loan is a type of revolving credit that you can access without having to complete a new application each time you need funds.

Your loan balance will fluctuate as you make payments to it, or use funds from it, up to the established loan limit.

Your payments can be based on your total credit limit or on the balance of the credit limit that you're using.  You will only pay interest on the outstanding balance of the credit you are using. And there's no annual maintenance fee!

Apply for a quick loan today!

Apply today!


Personal Loan Expand/Collapse

Need to borrow a larger amount for a one-time use? You can apply for a personal loan that will suit your borrowing and repayment needs.

Apply today!


Education Loan Expand/Collapse

Are you planning to attend a college, university, technical or trade school? Finance your tuition, books, and general living costs with an Education loan.

Our Education loan is available to students age 17-24 inclusive. Our Mature Student Education loan is for those 25 and older. You don't need to apply for a Canada Student Loan or Saskatchewan Student Loan to qualify.

There's no distinction between full-time or part-time students.

Amounts Available:
Maximum advance per school year - $10,000
Maximum total advance per student - $40,000
Minimum total advance per student - $1,000

If you don't require the full maximum advance per school year, you can borrow those additional funds in subsequent school years.

Apply today!

Professional Studies Package Expand/Collapse

The Professional Studies Package is an enhanced student loan program for post-graduate students working towards a professional designation. The package provides young professionals with a number of cash-saving advantages:
  • No application fee
  • Borrow up to $120,000 over 8 years of studies
    • Up to $40,000 for the first 4 years of post-secondary
    • Up to $20,000 per year for up to 4 years of post-graduate studies
  • Interest rate is Prime + 1%
  • Pay interest only or defer payments while in school
  • 11-year amortization
  • Terms allow for the pay-out of existing student loans at other financial institutions

Plus benefit from FREE personal banking with our No-Fee Account!

Package applicants may be pursuing the following professions:

  • Accountant
  • Chiropractor
  • Dentist
  • Engineer
  • Lawyer
  • Medical Doctors
  • Optometrist
  • Pharmacist
  • Veterinarian

Our financial advisors will assist you to find the best financing options for your post-secondary education. Contact us today to discuss how this package can work for you.

Contact us

Investment Loan Expand/Collapse

When you're not achieving your financial goals as quickly as you'd like to, an investment loan may be an ideal solution. Your return on investment will need to be higher than the cost of borrowing to make it worthwhile.

Borrowing a large sum to invest will help you earn more interest over your investment period versus making a series of smaller contributions over a long period of time. Interest charged on an investment loan is also tax-deductible.

RRSP Loans
RRSP loans are an excellent option if you are looking to catch up on your contributions. Paying down the loan may be easier than saving to make an RRSP contribution because the money in your RRSP is growing tax-free.

There are also Quick RRSP loans that let you make re-advances within your credit limit at any time.

Apply today!


Non-Registered Investment Loans
You can also borrow for non-registered investments. The loan interest may even be tax-deductible.

Apply today!

Remember to protect yourself against the unexpected Expand/Collapse

We are pleased to offer a variety of convenient and affordable coverage options to keep you and your family protected from the unexpected.

When life takes a hard turn, your protection plan will minimize stress and provide peace of mind to you and your loved ones. While you focus on the situation at hand, we'll focus on protecting you from financial loss.

Already have a loan with us?
It's never too late to add coverage to your existing loan. Enrolling is easy and we offer a 30 day free trial period. Ask us today about your protection options.

Want to learn more?

To learn more about this lending product and others, see our Account Information and Disclosure of Standard Fees and Charges PDF Document

To discuss your options, you can:

Apply Now

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