Prime Rates
Prime Rate 3.95%
Open Variable Rates
5 Years 5.50%
Closed Variable Rates
5 Years 3.95%
Open Fixed Rates
1 Year 6.75%
Closed Fixed (Regular) Rates
6 Months 3.64%
1 Year 3.65%
2 Year 3.89%
3 Year 4.45%
4 Year 5.04%
5 Year 5.34%
7 Year 5.80%
10 Year 6.60%
Closed Fixed (Special) Rates
5 Year 2.99%
  • AIR - Annual Interest Rate
  • APR Annual Percentage Rate = Total cost of credit expressed as an annual percentage taking into account both interest and various non-interest finance charges.
  • If there are no non-interest finance charges, the AIR and APR will be the same.
  • Applicable to residential mortgages only and subject to Credit Union lending criteria for residential properties. Some conditions apply.
  • Interest rate compounded semi-annually not in advance. Interest rates are subject to change without notice at any time.

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From the desk of our CEO

Federal Continuance

For information on upcoming changes to DEPOSIT INSURANCE if we become a federal credit union, see our disclosure notice. Creditors who have concerns may contact Innovation Credit Union.

Caring Company