Some of the Best Rates in Canada
Prime Rates
Prime Rate 2.45%
Open Variable Rates
5 Years 4.00%
Closed Variable Rates
5 Years 2.10%
Open Fixed Rates
1 Year 6.75%
Closed Fixed (Regular) Rates
6 Months 3.39%
1 Year 3.04%
2 Year 3.14%
3 Year 3.49%
4 Year 4.09%
5 Year 4.79%
7 Year 5.55%
10 Year 5.95%
Closed Fixed (Special) Rates
6 Months 2.95%
1 Year 2.49%
2 Year 2.24%
3 Year 2.04%
4 Year 2.14%
5 Year 1.99%
6 Year 3.39%
7 Year 3.69%
  • AIR=APR
  • AIR - Annual Interest Rate
  • APR Annual Percentage Rate = Total cost of credit expressed as an annual percentage taking into account both interest and various non-interest finance charges.
  • If there are no non-interest finance charges, the AIR and APR will be the same.
  • Applicable to residential mortgages only and subject to Credit Union lending criteria for residential properties. Some conditions apply.
  • Interest rate compounded semi-annually not in advance. Interest rates are subject to change without notice at any time.

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