Congratulations!

Based on your savings preferences, we recommend a Non-Redeemable RRSP or a Non-Redeemable TFSA to help you reach your goals.

Choose what's best for you!

Non-Redeemable RRSP

Retire sooner plus borrow from your RRSP for your education or first home!

  • Earn tax deductions
  • Mutually save and earn with your spouse
  • Enjoy tax-free earnings
  • Pay less tax in retirement
  • Guarantee your investment
  • Choose from a 1 to 5 year term ($1,000 minimum investment)
  • Contributions are deductible on your income tax return

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Withdrawals are taxed

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Non-Redeemable TFSA

Lock in to earn more interest on your TFSA. PLUS, save on taxes!

  • Reduce Tax
  • Earn higher interest than with a basic savings account
  • Earn cash dividends through our Member Rewards program
  • Pay no monthly fees
  • Guarantee your investment
  • Choose from a 1 to 5 year term (minimum $1,000 investment)
  • Enjoy tax free withdrawals

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Contributions are not tax deductible on your income tax return

 

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Note: Over Contribution Penalties apply.

To obtain the most up to date information about your RRSP and TFSA contribution room, you can:

  • Visit the CRA website and choose My Account or My CRA after you log in,
  • Call the CRA’s Tax Information Phone Service at 1.800.267.6999 (TIPS), OR
  • Notice of Assessment
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Start your retirement savings!

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