Congratulations!

Based on your savings preferences, we recommend a Redeemable RRSP, an RRSP Savings Account, a Redeemable TFSA or a TFSA Savings Account to help you reach your goals. ​

Choose what's best for you!

Redeemable RRSP

Retire sooner plus enjoy easy access to your funds.

  • Earn tax deductions
  • Borrow from your RRSP for your education or first home
  • Earn higher interest than with a basic savings account
  • Enjoy tax-free earnings
  • Guarantee your investment
  • Choose a 1-year term ($1,000 minimum investment)

For full details, please see our account and fee information.

Withdrawals are taxed

RRSP Savings Account

Save for your $1,000 minimum RRSP deposit requirement. AND easily transfer funds to your RRSP!

  • Earn tax deductions
  • Enjoy no minimum deposit requirements
  • Pay no monthly fees

For full details, please see our account and fee information.

Withdrawals are taxed.

Redeemable TFSA

Earn more interest and save on taxes. Plus, easily access your money when you need to.

  • Reduce Tax
  • Access your money
  • Pay no monthly fees
  • Earn higher interest than with a basic savings account
  • Earn cash dividends through our Member Rewards program
  • Guarantee your investment
  • Enjoy tax-free withdrawals
  • Choose a 1-year term (minimum $1,000 investment)
  • Enjoy tax free withdrawals

For full details, please see our account and fee information.

Contributions are not tax deductible on your income tax return

TFSA Savings Account

Save for your $1,000 minimum TFSA deposit requirment. AND easily transfer funds to your TFSA!

  • Reduce your taxes
  • Enjoy no minimum deposit requirements
  • Earn cash dividends through our Member Rewards program
  • Pay no monthly fees
  • Withdraw your funds without penalty
  • Enjoy tax-free withdrawals

For full details, please see our account and fee information.

Contributions are not tax deductible on your income tax return.

Note: Over Contribution Penalties apply.

To obtain the most up to date information about your RRSP and TFSA contribution room, you can:

  • Visit the CRA website and choose My Account or My CRA after you log in,
  • Call the CRA’s Tax Information Phone Service at 1.800.267.6999 (TIPS), OR
  • Notice of Assessment




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