Congratulations!

Based on your savings preferences, we recommend a FHSA Savings Account, a non-redeemable TFSA or a non-redeemable RRSP to help you reach your goals.

Choose what's best for you!

Non-Redeemable RRSP

Retire sooner plus borrow from your RRSP for your education or first home!

  • Earn tax deductions
  • Mutually save and earn with your spouse
  • Enjoy tax-free earnings
  • Pay less tax in retirement
  • Guarantee your investment
  • Choose from a 1 to 5 year term ($1,000 minimum investment)
  • Contributions are deductible on your income tax return

Learn More

Withdrawals are taxed.

Apply Now

Non-Redeemable TFSA

Lock in to earn more interest on your TFSA. PLUS, save on taxes!

  • Reduce tax
  • Earn higher interest than with a basic savings account
  • Earn cash dividends through our Member Rewards program
  • Pay no monthly fees
  • Guarantee your investment
  • Choose from a 1 to 5 year term (minimum $1,000 investment)
  • Enjoy tax free withdrawals

Learn More

Contributions are not tax deductible on your income tax return.

 

Apply Now

FHSA Savings Account

Save for your first home tax-free! Plus, earn interest at an incredible rate.

  • Earn tax deductions
  • Enjoy no minimum deposit requirement
  • Pay no monthly fees
  • Withdraw your funds without penality
  • Enjoy tax free withdrawals

Learn More

Contributions are not tax deductible on your income tax return.

FHSA Eligibility

  • Age 18 to 71
  • Resident of Canada
  • Social Insurance Number
  • First-Time Home Buyer
  • Innovation No-Fee Account Holder

 

Apply Now

Note: Over Contribution Penalties apply.

To obtain the most up to date information about your RRSP, TFSA, and/or FHSA contribution room, you can:

  • Visit the CRA website and choose My Account or My CRA after you log in,
  • Call the CRA’s Tax Information Phone Service at 1.800.267.6999 (TIPS), or
  • Notice of Assessment
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