Congratulations!

 Based on your savings preferences, we recommend a FHSA Savings Account, RRSP Savings Account, or TFSA Savings Account to help you reach your goals.

Choose what's best for you!

FHSA Savings Account

Save for your first home tax-free! Plus, earn interest at an incredible rate.

  • Earn tax deductions
  • Enjoy no minimum deposit requirement
  • Pay no monthly fees
  • Withdraw your funds without penality
  • Enjoy tax free withdrawals

Learn More

FHSA Eligibility

  • Age 18 to 71
  • Resident of Canada
  • Social Insurance Number
  • First-Time Home Buyer
  • Innovation No-Fee Account Holder

RRSP Savings Account

Save for your $1,000 minimum RRSP deposit requirement. AND easily transfer funds to your RRSP!

  • Earn tax deductions
  • Enjoy no minimum deposit requirements
  • Pay no monthly fees

Learn More

Withdrawals are taxed.

RRSP Eligibility:

  • Under age 71
  • Resident of Canada
  • File income taxes in Canada
  • Social Insurance Number

 

TFSA Savings Account

Save for your $1,000 minimum TFSA deposit requirment. AND easily transfer funds to your TFSA!

  • Reduce your taxes
  • Enjoy no minimum deposit requirements
  • Earn cash dividends through our Member Rewards program
  • Pay no monthly fees
  • Withdraw your funds without penalty
  • Enjoy tax-free withdrawals

Learn More

Contributions are not tax-deductible on your income tax return.

TFSA eligibility:

  • Age 18 and older
  • Social Insurance Number

Note: Over Contribution Penalties apply.

To obtain the most up to date information about your RRSP, TFSA, and/or FHSA contribution room, you can:

  • Visit the CRA website and choose My Account or My CRA after you log in,
  • Call the CRA’s Tax Information Phone Service at 1.800.267.6999 (TIPS), or
  • Notice of Assessment




Female call centre employee

Need help?

Ask an Advisor

No jargon, no hidden fees, and no pressure - only smart advice!