Already know what you want?
Choose what's best for you
HELOC
A line of credit secured by the equity in your home. Home renos are tax deductible!
- Interest Rate: Prime + 1%
- Monthly Payment: Flexible
- Payment Options: Flexible
- Additional Payments: Unlimited
- Interest Charged: Monthly on outstanding balance
- Fees: $100 one-time set-up fee plus 3rd party fees
- Access to Funds: Full access to approved credit limit
- Rewards: Earns quarterly Member Rewards
For full details, please see our account and fee information.
Line of Credit
Get approved for a safety net attached to your chequing account.
- Interest Rate: Prime + 1.5% to Prime + 12%
- Monthly Payment: Flexible
- Payment Options: Flexible
- Additional Payments: Unlimited
- Interest Charged: Monthly on outstanding balance
- Fees: $10 to $25/year based on approved amount
- Access to Funds: full access to approved credit limit
- Rewards: Earns quarterly Member Rewards
For full details, please see our account and fee information.
Personal Loan
A one-time loan with purpose.
- Interest Rate: Prime + 1.5% to Prime + 15%
- Monthly Payment: Standard
- Payment Options: Weekly, biweekly, or monthly
- Additional Payments: Unlimited
- Interest Charged: Monthly on outstanding balance
- Fees:
- Unsecured credit: $50 one-time set-up fee plus 3rd party fees
- Secured credit: $100 one-time set-up fee plus 3rd party fees
- Access to Funds: once the loan is spent or an amount is paid off, you no longer have access to those funds
- Rewards: Earns quarterly Member Rewards
For full details, please see our account and fee information.
Start your renovation today!
Not finding what you are looking for?
