Can I Open a Bank Account Without Going to the Bank?

Opening a bank account might seem a bit daunting: making an appointment during bank hours, standing in a queue, answering endless questions… Surely there must be a better way of opening an account in 2021? There is. How would you like to open an account from your couch at home?

There are three ways to open an account with us:

Apply online via our website 

You can apply for a No-Fee Bank Account or Savings Account online in under 10 minutes. No line-ups and on your schedule. You’ll be enjoying free banking in no time!

Call us 

If you’d like some personalized assistance, our team of experts are primed and ready to help you out at a moment’s notice. You can call our toll free number: 1-866-446-7001 between 8am and 8pm, Monday - Friday and between 9am and 6pm on Saturdays and Sundays.

To top it off, you can also contact our team of specialists directly! View the list of specialists in your region.

 Book an appointment

You might still prefer to meet in person and that’s fine with us! Book an appointment with one of our consumer advisors and we can open an account for you over a cup of coffee. Not close to a branch/advice centre? No problem! You can book a video appointment with us.

Tired of paying bank fees?

If you’re new to Saskatchewan or just new to Innovation Credit Union, did you know you can bank FREE with our No-Fee Bank Account? There are no monthly fees. Zip. Nada. Zilch. Even Interac e-Transfers® are free and unlimited. In fact, all your debit transactions are completely free of charge. POS transactions, transfers, bill payments…buy, send, receive as many as you like each month. You’ll also enjoy free ATMs across Canada* with our ding free ATM network. When we say free banking, we mean it.

Think bank fees don’t add up? Some banks charge as much as $30/month in fees. That’s $360/year that should be in your pocket, not theirs. Having the right bank account can really make a difference!

Your money, your rules

Your No-Fee Bank Account also has no minimum balance requirement. That means no matter what your account balance is, you still get to enjoy free banking. It’s your money. You should decide how and when you can spend it, and not be penalized for it.

Why else should you bank with us?

Save. As we already mentioned, you could save as much as $360/year in bank fees with our No-Fee Bank Account.

Earn. Get cash rewards for everyday banking with us. Our members have earned millions in equity and cash dividends simply by doing business with us.

Give. Our members have helped us give back millions to the communities we serve.

With 175+ advisors at your service, you’ll get the attention you deserve. Give us a call today OR apply online in minutes! You deserve to bank free with a credit union who cares.


Interac e-Transfer is a registered trademark of Interac Corp. Used under licence.

*ATM transactions for the No-Fee Bank Account are free at ding free ATM locations.